Credit Product Underwriter IV - Commercial Banking
BOK Financial Corporation, Plano, TX, United States
Areas of Interest:
Commercial Banking
Pay Transparency Salary Range:
Not Available
Application Deadline:
05/08/2026
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Bonus Type BOKF Performance Plan (D02)
Summary Join us as a Credit Product Underwriter IV - Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships.
Job Description The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the financing of multiple business endeavors such as investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, and credits augmented with an SBA guarantee. In addition, the CPU IV is responsible for providing product and industry expertise to the client by designing and executing solutions for the most complex and specialized clients and transactions. Industries and products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50%+) of the credit requests are from prospects and require an additional level of due diligence and analysis. The CPU IV will typically support a specific market/markets of 10+ RMs and RM Managers. The CPU IV will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) must be present to effectively communicate with RM management, various relationship managers, the credit team, and other BOKF personnel. The majority of the CPU IV’s time will be balanced between managing and developing underwriters, decisioning loans within their assigned loan authority, managing work in process, providing analysis of clients, designing and executing deals, and joint client calls with RMs to provide expert counsel and advice. The CPU IV will partner with the RMs and RM Managers to assist in generating revenue and profitability.
Team Culture We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide growth opportunities.
How You’ll Spend Your Time
The majority of your time will be spent managing and developing a team of underwriters conducting complex credit analysis to finance multiple business endeavors including investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, and credits augmented with an SBA guarantee.
Your day will consist of credit conversations, decisioning loans within authority, managing workflow, and communication with relationship managers.
You will work efficiently to decide loan requests while mitigating risk.
You will prepare very complex commitment reports for critical client accounts in the multi-state markets supported by the lending center.
You will have client-facing responsibilities, providing consultation to deliver the best possible integrated solution to the client.
You will interact with the credit risk managers, credit concurrence officers, and line of business leadership to lead loan presentations and provide additional information to support conclusions.
Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor’s degree and 15+ years of credit analysis/credit products underwriter and/or “business line” experience, or 20+ years of equivalent work-related experience.
Working Conditions & Physical Requirements Office – Occasional Travel
Benefits The base salary range represents an average range for this position. Actual offers will be determined based on the candidate’s qualifications, skills, experience, and education. We offer industry‑leading benefits addressing your complete physical, financial, and emotional health.
The BOK Financial Corporation Group is an equal opportunity employer. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion, and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information, or veteran status.
Location
Nearest Major Market: Dallas
Nearest Secondary Market: Fort Worth
Job Segment: Credit Analyst, Bank, Banking, Credit, Finance
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Commercial Banking
Pay Transparency Salary Range:
Not Available
Application Deadline:
05/08/2026
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Bonus Type BOKF Performance Plan (D02)
Summary Join us as a Credit Product Underwriter IV - Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships.
Job Description The Credit Products Underwriter IV - Commercial is primarily responsible for managing and developing a team of underwriters focused on underwriting the complex financial transactions, including the financing of multiple business endeavors such as investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, and credits augmented with an SBA guarantee. In addition, the CPU IV is responsible for providing product and industry expertise to the client by designing and executing solutions for the most complex and specialized clients and transactions. Industries and products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50%+) of the credit requests are from prospects and require an additional level of due diligence and analysis. The CPU IV will typically support a specific market/markets of 10+ RMs and RM Managers. The CPU IV will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) must be present to effectively communicate with RM management, various relationship managers, the credit team, and other BOKF personnel. The majority of the CPU IV’s time will be balanced between managing and developing underwriters, decisioning loans within their assigned loan authority, managing work in process, providing analysis of clients, designing and executing deals, and joint client calls with RMs to provide expert counsel and advice. The CPU IV will partner with the RMs and RM Managers to assist in generating revenue and profitability.
Team Culture We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide growth opportunities.
How You’ll Spend Your Time
The majority of your time will be spent managing and developing a team of underwriters conducting complex credit analysis to finance multiple business endeavors including investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, and credits augmented with an SBA guarantee.
Your day will consist of credit conversations, decisioning loans within authority, managing workflow, and communication with relationship managers.
You will work efficiently to decide loan requests while mitigating risk.
You will prepare very complex commitment reports for critical client accounts in the multi-state markets supported by the lending center.
You will have client-facing responsibilities, providing consultation to deliver the best possible integrated solution to the client.
You will interact with the credit risk managers, credit concurrence officers, and line of business leadership to lead loan presentations and provide additional information to support conclusions.
Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor’s degree and 15+ years of credit analysis/credit products underwriter and/or “business line” experience, or 20+ years of equivalent work-related experience.
Working Conditions & Physical Requirements Office – Occasional Travel
Benefits The base salary range represents an average range for this position. Actual offers will be determined based on the candidate’s qualifications, skills, experience, and education. We offer industry‑leading benefits addressing your complete physical, financial, and emotional health.
The BOK Financial Corporation Group is an equal opportunity employer. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion, and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information, or veteran status.
Location
Nearest Major Market: Dallas
Nearest Secondary Market: Fort Worth
Job Segment: Credit Analyst, Bank, Banking, Credit, Finance
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