Senior Commercial Loan Officer
Oregon State Credit Union, Corvallis, OR, United States
Job Description
Join us as our Business Services Loan Officer where your contribution will have direct impact on building our local economy!
As the Business Services Loan Officer III in our Corvallis Financial Center, you will be responsible for the production and maintenance of business and commercial loans. This includes developing and maintaining account relationships as well as developing prospects for our broad range of credit union products and services. You will interview applicants and prepare written presentations detailing the analysis of financial results including balance sheets, income statements, cash flow statements and property evaluation, identifying the overall credit quality of the portfolio. You will prepare loan documents for simple to complex business loans and facilitate negotiation of the loan structure, including fees, loan repayment options, and other credit terms. You will also be responsible for meeting government‑regulated audit and compliance requirements.
What you will need to be successful:
Bachelor's degree in Finance, Business, related field or equivalent experience
5-8 years of business lending experience required
Extensive knowledge and experience with business account services, lending and related governing laws and regulations required
Prior underwriting and credit analysis experience required
Knowledge and experience with government guaranteed programs construction or development lending are preferred
Strong analytical skills with the ability to synthesize complex or diverse information is required
High attention to detail with the ability to prioritize multiple tasks and problem solve independently
Strong organizational and time management skills required
Excellent written and oral communication skills
Proficiency in Microsoft Products such as Word and Excel
Ways we’ll appreciate you:
A dynamic, supportive culture
Competitive wages, incentive bonuses, paid holidays and paid PTO time
100% credit‑union‑paid employee medical, dental, vision, life, short‑term and long‑term disability insurance; dependent coverage also available
401k Retirement savings plan with an amazingly generous employer match!
Tax‑saving Flexible Spending Plans
Premier membership perks, loan discounts, company clothing, wellness and recognition programs
Location:
Corvallis Financial Center, 1980 NW 9th Street
Work type:
Full-time, exempt
Compensation:
$110,762k/yr + bonus
Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.
The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.
#J-18808-Ljbffr
As the Business Services Loan Officer III in our Corvallis Financial Center, you will be responsible for the production and maintenance of business and commercial loans. This includes developing and maintaining account relationships as well as developing prospects for our broad range of credit union products and services. You will interview applicants and prepare written presentations detailing the analysis of financial results including balance sheets, income statements, cash flow statements and property evaluation, identifying the overall credit quality of the portfolio. You will prepare loan documents for simple to complex business loans and facilitate negotiation of the loan structure, including fees, loan repayment options, and other credit terms. You will also be responsible for meeting government‑regulated audit and compliance requirements.
What you will need to be successful:
Bachelor's degree in Finance, Business, related field or equivalent experience
5-8 years of business lending experience required
Extensive knowledge and experience with business account services, lending and related governing laws and regulations required
Prior underwriting and credit analysis experience required
Knowledge and experience with government guaranteed programs construction or development lending are preferred
Strong analytical skills with the ability to synthesize complex or diverse information is required
High attention to detail with the ability to prioritize multiple tasks and problem solve independently
Strong organizational and time management skills required
Excellent written and oral communication skills
Proficiency in Microsoft Products such as Word and Excel
Ways we’ll appreciate you:
A dynamic, supportive culture
Competitive wages, incentive bonuses, paid holidays and paid PTO time
100% credit‑union‑paid employee medical, dental, vision, life, short‑term and long‑term disability insurance; dependent coverage also available
401k Retirement savings plan with an amazingly generous employer match!
Tax‑saving Flexible Spending Plans
Premier membership perks, loan discounts, company clothing, wellness and recognition programs
Location:
Corvallis Financial Center, 1980 NW 9th Street
Work type:
Full-time, exempt
Compensation:
$110,762k/yr + bonus
Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.
The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.
#J-18808-Ljbffr