Credit and Accounting Analyst
Mercer Transportation, Louisville, KY, United States
Headquartered in Louisville, KY, Mercer Transportation is consistently ranked among the top carriers in the U.S. For over 40 years, we’ve built our reputation as one of the nation’s leading owner-operator companies by fostering a family-oriented culture rooted in honesty, professional freedom, and respect.
We’re seeking a Credit & Accounting Analyst who thrives in a fast-paced, detail-oriented, and analytical environment. This role is primarily responsible for evaluating new and existing customers to determine creditworthiness, establishing appropriate credit limits, and maintaining accurate credit records to support timely business decisions.
In addition to credit responsibilities, this role supports key accounting functions, including reconciliations, journal entries, and financial reporting. Success in this position requires strong financial analysis skills, sound judgment, and the ability to balance customer-facing credit decisions with accurate financial execution.
You’ll work closely with Agents, Accounts Receivable and other internal teams to assess financial risk, protect company assets, and support operational efficiency.
This position is onsite Monday – Friday, 8:00 AM to 5:00 PM.
What’s In It For You
Comprehensive Health Coverage – Mercer contributes over $7,500/year toward your health insurance
Wellness Incentives – Qualify for our Wellness Rate and pay as little as $0/month for employee-only coverage
Earn Extra Rewards – Receive up to $300/year in gift cards through wellness initiatives
Generous Time Off – Paid Time Off plus company-paid holidays
Company-Paid Protection – Life Insurance and Long-Term Disability included at no cost
Optional Benefits – Dental, Vision, Flexible Spending Accounts, and Short-Term Disability
Secure Your Future – 401(k) with company match
Professional Growth – Opportunities to expand your knowledge in credit analysis, financial review, and risk management
What You’ll Do Credit & Risk Management
Evaluate new and existing customers to determine creditworthiness in alignment with Mercer’s credit policies
Analyze financial statements, trade data, and references to support credit decisions and limit recommendations
Establish and adjust credit limits based on risk exposure and available coverage
Maintain accurate credit files and monitor active accounts for risk changes
Partner with Agents and Accounts Receivable to resolve account issues and support timely collections
Communicate credit decisions clearly with internal teams and customers to support business operations
Accounting & Financial Support
Prepare journal entries and perform general ledger reconciliations
Support audits, financial reporting, and tax filings
Assist with commissions, 1099 processing, and other accounting-related tasks
Who You Are
Analytical and detail-oriented with strong problem-solving skills
Comfortable reviewing financial statements and making risk-based decisions
Strong communicator with the ability to work effectively with internal teams and external partners
Organized and able to manage competing priorities in a fast-paced environment
Professional and diplomatic when handling sensitive financial matters
Proficient with Microsoft Office, especially Excel, and comfortable learning new systems
Qualifications
Associate’s degree required; Bachelor’s degree in Finance, Accounting, or Business Administration preferred
Minimum of two years’ experience in credit analysis, credit processing, or collections
Working knowledge of general accounting principles and financial statement analysis
Strong written, verbal, and interpersonal communication skills
Demonstrated ability to make sound decisions and resolve issues efficiently
May be subject to the following screening requirements: Motor Vehicle, Drug Screen, Criminal Background Check.
Why Mercer At Mercer, you’ll be part of a collaborative, people-first team where relationships matter and performance drives opportunity. We invest in training, value open communication, and support growth for individuals who are willing to learn, adapt, and take ownership of their success.
Equal Employment Opportunity We are an Equal Opportunity Employer dedicated to a policy of non-discrimination in employment on the basis of race, color, religion, sex, national origin, age, sexual orientation, disability, or veteran status.
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We’re seeking a Credit & Accounting Analyst who thrives in a fast-paced, detail-oriented, and analytical environment. This role is primarily responsible for evaluating new and existing customers to determine creditworthiness, establishing appropriate credit limits, and maintaining accurate credit records to support timely business decisions.
In addition to credit responsibilities, this role supports key accounting functions, including reconciliations, journal entries, and financial reporting. Success in this position requires strong financial analysis skills, sound judgment, and the ability to balance customer-facing credit decisions with accurate financial execution.
You’ll work closely with Agents, Accounts Receivable and other internal teams to assess financial risk, protect company assets, and support operational efficiency.
This position is onsite Monday – Friday, 8:00 AM to 5:00 PM.
What’s In It For You
Comprehensive Health Coverage – Mercer contributes over $7,500/year toward your health insurance
Wellness Incentives – Qualify for our Wellness Rate and pay as little as $0/month for employee-only coverage
Earn Extra Rewards – Receive up to $300/year in gift cards through wellness initiatives
Generous Time Off – Paid Time Off plus company-paid holidays
Company-Paid Protection – Life Insurance and Long-Term Disability included at no cost
Optional Benefits – Dental, Vision, Flexible Spending Accounts, and Short-Term Disability
Secure Your Future – 401(k) with company match
Professional Growth – Opportunities to expand your knowledge in credit analysis, financial review, and risk management
What You’ll Do Credit & Risk Management
Evaluate new and existing customers to determine creditworthiness in alignment with Mercer’s credit policies
Analyze financial statements, trade data, and references to support credit decisions and limit recommendations
Establish and adjust credit limits based on risk exposure and available coverage
Maintain accurate credit files and monitor active accounts for risk changes
Partner with Agents and Accounts Receivable to resolve account issues and support timely collections
Communicate credit decisions clearly with internal teams and customers to support business operations
Accounting & Financial Support
Prepare journal entries and perform general ledger reconciliations
Support audits, financial reporting, and tax filings
Assist with commissions, 1099 processing, and other accounting-related tasks
Who You Are
Analytical and detail-oriented with strong problem-solving skills
Comfortable reviewing financial statements and making risk-based decisions
Strong communicator with the ability to work effectively with internal teams and external partners
Organized and able to manage competing priorities in a fast-paced environment
Professional and diplomatic when handling sensitive financial matters
Proficient with Microsoft Office, especially Excel, and comfortable learning new systems
Qualifications
Associate’s degree required; Bachelor’s degree in Finance, Accounting, or Business Administration preferred
Minimum of two years’ experience in credit analysis, credit processing, or collections
Working knowledge of general accounting principles and financial statement analysis
Strong written, verbal, and interpersonal communication skills
Demonstrated ability to make sound decisions and resolve issues efficiently
May be subject to the following screening requirements: Motor Vehicle, Drug Screen, Criminal Background Check.
Why Mercer At Mercer, you’ll be part of a collaborative, people-first team where relationships matter and performance drives opportunity. We invest in training, value open communication, and support growth for individuals who are willing to learn, adapt, and take ownership of their success.
Equal Employment Opportunity We are an Equal Opportunity Employer dedicated to a policy of non-discrimination in employment on the basis of race, color, religion, sex, national origin, age, sexual orientation, disability, or veteran status.
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