Home Improvement Financing Underwriter
Regions Bank, Salt Lake City, UT, United States
Responsibilities
Reviews conditionally approved applications to ensure an accurate application decision is made Reviews and validates verification documents to make final decisions for conditionally approved applications Performs manual underwriting of files according to guidelines and analyzes credit, FICO, Debt to Income, and reviews for potential risk and fraudulent activity Sets clear and concise conditions for missing documentation necessary to meet underwriting approval requirements Responds to questions on conditions from processors in a reasonable timeframe Responds to complex follow-up questions from applicants and contractor partners Meets required production levels for both quality and quantity May perform other tasks as assigned Requirements
High School Diploma or GED One (1) year of underwriting experience or two (2) years of lending experience Verification validation certifications Skills And Competencies
Ability to work in a fast paced, dynamic work environment Excellent verbal and written communication skills Good computer skills, including Microsoft Office Suite Good typing skills In-depth knowledge of credit underwriting process and credit bureau reports Shift
The shift for this role is 12:00pm - 8:30pm. Each shift is Monday through Friday. Underwriters work an 8-hour Saturday shift every 5 weeks, and they get a weekday off when this occurs. Shared holiday rotation with the team, comes out to be about 2 holidays per year. Benefits
Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Location
Salt Lake City, Utah Equal Opportunity
Equal Opportunity Employer/including Disabled/Veterans
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Reviews conditionally approved applications to ensure an accurate application decision is made Reviews and validates verification documents to make final decisions for conditionally approved applications Performs manual underwriting of files according to guidelines and analyzes credit, FICO, Debt to Income, and reviews for potential risk and fraudulent activity Sets clear and concise conditions for missing documentation necessary to meet underwriting approval requirements Responds to questions on conditions from processors in a reasonable timeframe Responds to complex follow-up questions from applicants and contractor partners Meets required production levels for both quality and quantity May perform other tasks as assigned Requirements
High School Diploma or GED One (1) year of underwriting experience or two (2) years of lending experience Verification validation certifications Skills And Competencies
Ability to work in a fast paced, dynamic work environment Excellent verbal and written communication skills Good computer skills, including Microsoft Office Suite Good typing skills In-depth knowledge of credit underwriting process and credit bureau reports Shift
The shift for this role is 12:00pm - 8:30pm. Each shift is Monday through Friday. Underwriters work an 8-hour Saturday shift every 5 weeks, and they get a weekday off when this occurs. Shared holiday rotation with the team, comes out to be about 2 holidays per year. Benefits
Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Location
Salt Lake City, Utah Equal Opportunity
Equal Opportunity Employer/including Disabled/Veterans
#J-18808-Ljbffr