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Lending Specialist

Kemba Credit Union, West Chester, OH, United States


Kemba Credit Union is a not-for-profit organization based out of West Chester, OH. Voted as a Top Workplace in the Cincinnati region since 2019, and recognized as a Top Workplace in the United States by USA Today in 2022, 2024, and 2025! We believe that hiring the best people is at the very core of our success. At Kemba Credit Union, every employee makes a difference, and together we impact the lives of our members and the communities that we serve.

Joining Our Team Has It's Perks:

Generous PTO Including Birthday PTO

Company Paid Group Life Insurance

401k Plan with Match of up to 5%

Short and Long-Term Disability

Affordable Insurance Plans

Employee Loan Discounts

Wellness Program

11 Paid Holidays

Profit Sharing

And More!

Position Purpose This position will ensure that members are promptly and professionally served. In addition, this position is responsible for providing quality service to our members during the loan process for consumer loans. Handles loan requests from members over the phone, online, and through branch loan requests. Cross‑selling additional products and services is expected. Salesmanship is a key component as this position is commissions driven. This is not a remote position, and will be located in-office in West Chester, OH.

Essential Functions & Basic Duties

Pulls credit reports, verifies debts, and accurately adds them to the debt ratio.

Accurately completes loan applications and gathers supporting documents for the underwriting team.

Meets loan decision turnaround times.

Furnishes underwriting with accurate N.A.D.A values.

Forwards loans to processing with the accurate information needed to close.

Builds loan requests and sells other auxiliary products offered through the Credit Union (i.e., Credit Insurance, GAP, DP, etc.)

Pay Details This position will pay $20.00/hr. for the first 90 days, without earned commissions.

Following this period, the pay will shift to $16.09/hr., and you will begin earning commissions.

Turn your ambition into income with uncapped commissions opportunities!

Qualifications Education / Certification High School Graduate or equivalent.

Required Knowledge General knowledge of Credit Union policies and procedures.

Basic understanding of loans, payment processing, and interest rates.

Experience Required A minimum of one year experience in Member Service at a full‑service financial institution.

Skills / Abilities Excellent communication and public relations skills.

Ability to work well under pressure.

Solid math skills and bookkeeping abilities.

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