Corporate Director of Credit Analytics
Glacier Bancorp, Missoula, MT, United States
About The Role
The Director of Credit Analytics is a strategic leader responsible for shaping and executing the bank’s credit risk analytics framework. This role plays a pivotal part in ensuring the institution’s financial stability and regulatory compliance by overseeing the development of data‑driven models, Allowance for Credit Loss (ACL) methodologies, and portfolio stress testing processes.
The Director serves as a key liaison with bank regulators, internal audit, and external review teams, ensuring transparency and accuracy in credit risk practices. The position requires strong cross‑functional collaboration with credit, lending, finance, compliance, and IT teams to support safe and profitable growth. The ideal candidate will bring a blend of analytical rigor, business acumen, and leadership to guide the bank’s credit strategy in alignment with regional market dynamics and evolving regulatory expectations.
Location : Corporate position which may be located in an available bank division across our nine‑state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY.
Base Salary : Entry rate for this position is $194,617.81 per year (calculated for Kalispell, MT). Other geographic differentials apply.
Description
Lead the development and enhancement of credit risk models tailored to the bank’s regional market and customer base.
Oversee the calculation, documentation, and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory expectations.
Manage portfolio stress testing processes, including scenario design, execution, and reporting to senior management and regulators.
Analyze loan portfolio performance and identify emerging risks across commercial, consumer, and real estate lending.
Provide actionable insights to support underwriting, loan review, and strategic decision‑making.
Collaborate with IT and data teams to ensure data integrity and accessibility for credit analytics and reporting.
Present findings and recommendations to executive leadership and business line oversight.
Support strategic initiatives such as new product development, market expansion, and M&A due diligence.
Maintain awareness of regional economic trends and their impact on credit quality.
Mentor and develop a team of credit portfolio risk analysts and data professionals.
Engage with bank regulators and support examinations by providing relevant credit analytics and documentation.
Coordinate with internal audit and external review teams to ensure transparency, accuracy, and compliance in credit risk practices.
Must comply with all company policies and applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Must complete assigned online training courses and achieve a passing score by the due date.
About You Qualifications
Education : Bachelor's Degree in Finance, Economics, Statistics, or related field required; Master's Degree in similar field preferred.
Experience :
10+ years in credit analytics or risk management in a regional banking environment.
3+ years with CECL, ACL methodologies, and regulatory reporting.
5+ years with portfolio stress testing and scenario analysis.
Proficiency in data analysis tools such as SQL, Python, SAS, and Excel.
Advanced knowledge of regional banking dynamics and customer segments.
Skills and Abilities :
Balancing analytical rigor with practical business judgment.
Strong leadership and team‑building capabilities.
Excellent communication skills and ability to influence cross‑functional teams.
Trustworthy, credible, and diplomatic.
Calm and professional interaction with a diverse range of people.
Team player with a passion for customer service.
Self‑motivated, accurate, and flexible.
Adaptable to changing priorities and timelines.
Reliable and timely attendance.
Travel : Occasional travel required (less than 10 days per year).
What We Offer Compensation & Benefits : Starting salary is dependent on experience and geographic location. Extensive benefits package includes medical, dental, vision, life insurance; health savings account option; employee assistance program; health rewards program; retirement savings plan (401(k) and profit‑sharing); short and long‑term disability; education and training benefits; and banking product discounts. Generous paid time off and paid holidays.
We are an Equal Opportunity Employer and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity, disability, genetic information, veteran status, or any other protected category. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S. No recruiters or unsolicited agency referrals please.
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The Director serves as a key liaison with bank regulators, internal audit, and external review teams, ensuring transparency and accuracy in credit risk practices. The position requires strong cross‑functional collaboration with credit, lending, finance, compliance, and IT teams to support safe and profitable growth. The ideal candidate will bring a blend of analytical rigor, business acumen, and leadership to guide the bank’s credit strategy in alignment with regional market dynamics and evolving regulatory expectations.
Location : Corporate position which may be located in an available bank division across our nine‑state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY.
Base Salary : Entry rate for this position is $194,617.81 per year (calculated for Kalispell, MT). Other geographic differentials apply.
Description
Lead the development and enhancement of credit risk models tailored to the bank’s regional market and customer base.
Oversee the calculation, documentation, and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory expectations.
Manage portfolio stress testing processes, including scenario design, execution, and reporting to senior management and regulators.
Analyze loan portfolio performance and identify emerging risks across commercial, consumer, and real estate lending.
Provide actionable insights to support underwriting, loan review, and strategic decision‑making.
Collaborate with IT and data teams to ensure data integrity and accessibility for credit analytics and reporting.
Present findings and recommendations to executive leadership and business line oversight.
Support strategic initiatives such as new product development, market expansion, and M&A due diligence.
Maintain awareness of regional economic trends and their impact on credit quality.
Mentor and develop a team of credit portfolio risk analysts and data professionals.
Engage with bank regulators and support examinations by providing relevant credit analytics and documentation.
Coordinate with internal audit and external review teams to ensure transparency, accuracy, and compliance in credit risk practices.
Must comply with all company policies and applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Must complete assigned online training courses and achieve a passing score by the due date.
About You Qualifications
Education : Bachelor's Degree in Finance, Economics, Statistics, or related field required; Master's Degree in similar field preferred.
Experience :
10+ years in credit analytics or risk management in a regional banking environment.
3+ years with CECL, ACL methodologies, and regulatory reporting.
5+ years with portfolio stress testing and scenario analysis.
Proficiency in data analysis tools such as SQL, Python, SAS, and Excel.
Advanced knowledge of regional banking dynamics and customer segments.
Skills and Abilities :
Balancing analytical rigor with practical business judgment.
Strong leadership and team‑building capabilities.
Excellent communication skills and ability to influence cross‑functional teams.
Trustworthy, credible, and diplomatic.
Calm and professional interaction with a diverse range of people.
Team player with a passion for customer service.
Self‑motivated, accurate, and flexible.
Adaptable to changing priorities and timelines.
Reliable and timely attendance.
Travel : Occasional travel required (less than 10 days per year).
What We Offer Compensation & Benefits : Starting salary is dependent on experience and geographic location. Extensive benefits package includes medical, dental, vision, life insurance; health savings account option; employee assistance program; health rewards program; retirement savings plan (401(k) and profit‑sharing); short and long‑term disability; education and training benefits; and banking product discounts. Generous paid time off and paid holidays.
We are an Equal Opportunity Employer and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity, disability, genetic information, veteran status, or any other protected category. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S. No recruiters or unsolicited agency referrals please.
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