Portfolio Analytics & Strategy Specialist - Enterprise Credit Portfolio Analytic
PNC, Mc Lean, VA, United States
Portfolio Analytics & Strategy Specialist
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analytics & Strategy Specialist within PNC's Enterprise Credit Portfolio Analytics organization, you will be based in Pittsburgh, PA, Cleveland, OH or Tysons, VA. Role Overview: The Portfolio & Strategy Analytics Specialist provides advanced credit risk, portfolio strategy, and climate risk analytics to support enterprise level decision making. This role conducts complex, forward looking analysis; partners with Credit Risk, Enterprise Risk, and business leaders; and delivers insights for senior management, governance forums, and regulatory needs. Key Responsibilities
Enterprise Credit Portfolio Strategy Analyze enterprise credit portfolios across segments, industries, and geographies to assess risk, concentration, and performance. Recommend portfolio strategy and risk posture aligned with credit risk appetite and capital objectives. Execute forward looking analytics incorporating macroeconomic and stress scenario insights. Support executive level reviews, risk appetite discussions, and strategy planning. Climate & Physical Risk Analytics Lead climate related and physical risk analytics focused on credit impacts. Integrate geospatial and hazard data (flood, wildfire, wind, heat, storm surge) to assess exposure. Translate physical risk into credit impacts on asset quality, collateral values, insurance, and concentration. Produce defensible analytics for climate risk initiatives and regulatory deliverables. Advanced Analytics & Visualization Build and automate analytical pipelines using Python. Create dashboards in Power BI/Tableau to track portfolio performance, concentration, and emerging risks. Apply ArcGIS and geospatial analysis for location based risk assessments. Develop high quality presentations and documentation using Excel, PowerPoint, and Word. Governance & Executive Communication Present portfolio insights and risk analyses to senior leaders and risk committees. Lead deep dive reviews on elevated risk, rapid growth, or concentration concerns. Ensure analytic rigor, governance compliance, and clear documentation. Ad Hoc & Strategic Analysis Execute complex, time sensitive analyses for senior leadership, audit, regulators, and risk partners. Perform portfolio composition and attribution analysis to explain risk or performance drivers. Identify opportunities for improved monitoring, tooling, and analytical efficiency. Mentorship & Capability Building Mentor junior analysts and promote best practices in portfolio analytics. Support development of enterprise wide analytic frameworks, tools, and methodologies. Champion automation, data quality, and enhanced visualization. Required Qualifications
Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field. Significant experience in credit risk, portfolio analytics, or financial services. Advanced Python skills for data analysis/modeling. Hands on experience with Power BI or Tableau. Experience with ArcGIS or geospatial analytics. Expert Excel and strong executive level communication. Preferred Qualifications
Climate/physical risk or ESG related credit analytics experience. Experience supporting portfolio strategy or executive risk committees. Graduate degree or relevant certifications (CFA, FRM, SCR). Regulatory facing analytics experience.
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analytics & Strategy Specialist within PNC's Enterprise Credit Portfolio Analytics organization, you will be based in Pittsburgh, PA, Cleveland, OH or Tysons, VA. Role Overview: The Portfolio & Strategy Analytics Specialist provides advanced credit risk, portfolio strategy, and climate risk analytics to support enterprise level decision making. This role conducts complex, forward looking analysis; partners with Credit Risk, Enterprise Risk, and business leaders; and delivers insights for senior management, governance forums, and regulatory needs. Key Responsibilities
Enterprise Credit Portfolio Strategy Analyze enterprise credit portfolios across segments, industries, and geographies to assess risk, concentration, and performance. Recommend portfolio strategy and risk posture aligned with credit risk appetite and capital objectives. Execute forward looking analytics incorporating macroeconomic and stress scenario insights. Support executive level reviews, risk appetite discussions, and strategy planning. Climate & Physical Risk Analytics Lead climate related and physical risk analytics focused on credit impacts. Integrate geospatial and hazard data (flood, wildfire, wind, heat, storm surge) to assess exposure. Translate physical risk into credit impacts on asset quality, collateral values, insurance, and concentration. Produce defensible analytics for climate risk initiatives and regulatory deliverables. Advanced Analytics & Visualization Build and automate analytical pipelines using Python. Create dashboards in Power BI/Tableau to track portfolio performance, concentration, and emerging risks. Apply ArcGIS and geospatial analysis for location based risk assessments. Develop high quality presentations and documentation using Excel, PowerPoint, and Word. Governance & Executive Communication Present portfolio insights and risk analyses to senior leaders and risk committees. Lead deep dive reviews on elevated risk, rapid growth, or concentration concerns. Ensure analytic rigor, governance compliance, and clear documentation. Ad Hoc & Strategic Analysis Execute complex, time sensitive analyses for senior leadership, audit, regulators, and risk partners. Perform portfolio composition and attribution analysis to explain risk or performance drivers. Identify opportunities for improved monitoring, tooling, and analytical efficiency. Mentorship & Capability Building Mentor junior analysts and promote best practices in portfolio analytics. Support development of enterprise wide analytic frameworks, tools, and methodologies. Champion automation, data quality, and enhanced visualization. Required Qualifications
Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field. Significant experience in credit risk, portfolio analytics, or financial services. Advanced Python skills for data analysis/modeling. Hands on experience with Power BI or Tableau. Experience with ArcGIS or geospatial analytics. Expert Excel and strong executive level communication. Preferred Qualifications
Climate/physical risk or ESG related credit analytics experience. Experience supporting portfolio strategy or executive risk committees. Graduate degree or relevant certifications (CFA, FRM, SCR). Regulatory facing analytics experience.