Director of Credit Risk Oversight
Virtual Vocations Inc, New York, NY, United States
A company is looking for a Director of Credit Risk Oversight in Consumer Lending.
Key Responsibilities:
Provide independent oversight and challenge of credit underwriting, loan amounts, pricing, and portfolio performance strategies Monitor portfolio performance and identify emerging risks and trends Ensure adherence to consumer lending regulations and support regulatory exams and audits
Qualifications:
10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lending Experience in independent oversight functions such as 2LOD, model risk, or audit Deep understanding of credit risk models and decision strategies Strong knowledge of consumer lending regulations, including ECOA, FCRA, and UDAAP Experience in addressing fair lending and model governance risks preferred
Provide independent oversight and challenge of credit underwriting, loan amounts, pricing, and portfolio performance strategies Monitor portfolio performance and identify emerging risks and trends Ensure adherence to consumer lending regulations and support regulatory exams and audits
Qualifications:
10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lending Experience in independent oversight functions such as 2LOD, model risk, or audit Deep understanding of credit risk models and decision strategies Strong knowledge of consumer lending regulations, including ECOA, FCRA, and UDAAP Experience in addressing fair lending and model governance risks preferred