Consumer Credit Representative II - Buffalo NY
M&T Bank Corporation, Buffalo, NY, United States
Consumer Credit Representative II - Buffalo NY page is loaded## Consumer Credit Representative II - Buffalo NYremote type:
Hybrid Positionlocations:
Buffalo, NYtime type:
Full timeposted on:
Posted Todayjob requisition id:
R84354**Onsite position in Buffalo NY (1 day remote)****Must be able to work e/o Saturday shifts**# **Overview:**Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.## **Primary Responsibilities:*** Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.* Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.* Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.* Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.* Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.* Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.## ## **Scope of Responsibilities:**Works under general supervision. Exercising lending authority to $150,000.## **Supervisory/ Managerial Responsibilities:**Assist in the development and training of junior staff.## **Education and Experience Required:**Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience## ## **Education and Experience Preferred:**Previous Consumer credit experience preferred## ## **Physical Requirements:**M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.# **Location**Buffalo, New York, United States of AmericaGreat companies have an enduring sense of purpose. At M&T, our purpose is a simple one: **make a difference in people’s lives and uplift the communities we serve**. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. #J-18808-Ljbffr
Hybrid Positionlocations:
Buffalo, NYtime type:
Full timeposted on:
Posted Todayjob requisition id:
R84354**Onsite position in Buffalo NY (1 day remote)****Must be able to work e/o Saturday shifts**# **Overview:**Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.## **Primary Responsibilities:*** Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.* Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.* Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.* Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.* Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.* Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.## ## **Scope of Responsibilities:**Works under general supervision. Exercising lending authority to $150,000.## **Supervisory/ Managerial Responsibilities:**Assist in the development and training of junior staff.## **Education and Experience Required:**Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience## ## **Education and Experience Preferred:**Previous Consumer credit experience preferred## ## **Physical Requirements:**M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.# **Location**Buffalo, New York, United States of AmericaGreat companies have an enduring sense of purpose. At M&T, our purpose is a simple one: **make a difference in people’s lives and uplift the communities we serve**. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. #J-18808-Ljbffr