Consumer Credit Representative II - Buffalo NY
M&T Bank, Buffalo, NY, United States
Onsite position in Buffalo NY (1 day remote)
Must be able to work e/o Saturday shifts
Overview Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
Primary Responsibilities
Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.
Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.
Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.
Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.
Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.
Scope of Responsibilities Works under general supervision. Exercising lending authority to $150,000.
Supervisory/ Managerial Responsibilities Assist in the development and training of junior staff.
Education and Experience Required Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience
Education and Experience Preferred Previous Consumer credit experience preferred
Physical Requirements M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location Buffalo, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
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Must be able to work e/o Saturday shifts
Overview Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
Primary Responsibilities
Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.
Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.
Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.
Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.
Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.
Scope of Responsibilities Works under general supervision. Exercising lending authority to $150,000.
Supervisory/ Managerial Responsibilities Assist in the development and training of junior staff.
Education and Experience Required Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience
Education and Experience Preferred Previous Consumer credit experience preferred
Physical Requirements M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location Buffalo, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
#J-18808-Ljbffr