Legal/Compliance - Fair Lending Compliance Analyst
Mission Fed Credit Union, San Diego, CA, United States
Fair Lending Compliance Analyst
We're looking for a Fair Lending Compliance Analyst to help strengthen and evolve our Fair Lending Program, partnering across the organization to ensure our products, practices, and marketing reflect our commitment to fairness, compliance, and member trust. You'll play a key role in developing, executing, and continuously improving our Fair Lending Compliance Management Program. Your work will help mitigate risk, support audits and exams, and ensure compliance is embedded throughout the credit union. If this sounds interesting to you, below are a few more details: Maintaining and enhancing the Fair Lending Compliance Management Program, including policies, procedures, and documentation Conducting fair lending assessments, comparative file reviews, and other testing activities Designing and executing proactive monitoring to identify potential fair lending and fair banking risks Providing compliance guidance for new and existing products, services, and promotions Partnering with and overseeing third-party vendors performing fair lending data analysis Developing and delivering fair lending training across the organization Reviewing marketing materials, promotions, and website content for regulatory compliance Serving as a trusted compliance resource to internal teams, answering questions and advising on operational processes Supporting fair lending audits and regulatory exams, including remediation of findings Maintaining up-to-date knowledge of applicable regulations and internal policies, including BSA requirements Contributing to cross-functional projects and the broader Compliance Department strategy Required Qualifications: Education & Certifications Bachelor's degree or equivalent experience (two years of experience may substitute for one year of education) Compliance certification required (e.g., CUCO, CRCM) Experience Minimum of two years in the financial services industry (bank or credit union) At least two years in a compliance role with similar responsibilities Skills & Knowledge Strong written and verbal communication skills with the ability to influence at all levels Excellent analytical and problem-solving capabilities Working knowledge of key regulations, including ECOA, FHA, UDAAP, FCRA, and HMDA Proficiency with Microsoft Office (Excel, PowerPoint, Project), internet research tools, and Symitar publications What we offer: Great team! You can't beat a role in sunny San Diego! 18 days of PTO in your first year plus 12 holidays a year! 6% 401(k) match Full benefits package including medical, dental, vision, life insurance, etc. If this sounds like an amazing opportunity to you (because ya, it is!), we want to hear from you! Base Pay/Salary: $78,000 - $98,000 per year* *Actual base pay within this range will be determined by several components, including but not limited to, relevant experience, internal equity, skills, qualifications, and other job-related factors permitted by law. Your privacy is very important to Mission Federal Credit Union. The California Consumer Privacy Act ("CCPA")/ California Privacy Rights Act (CPRA) requires Mission Federal Credit Union to inform California residents, including job applicants, of the categories of personal information we collect and the purpose for which the personal information will be used. This job applicant notice and the CCPA/CPRA notice provides the disclosures required by the CCPA/CPRA and applies only to applicants who are subject to the CCPA/CPRA. Mission Federal Credit Union is an Equal Opportunity Employer. All applicants will receive consideration without regard to race, sex, color, creed, religion, age, marital status, sexual orientation, national origin, physical or mental disability, veteran status, or any other class protected by law. INDMF #LI-Hybrid
We're looking for a Fair Lending Compliance Analyst to help strengthen and evolve our Fair Lending Program, partnering across the organization to ensure our products, practices, and marketing reflect our commitment to fairness, compliance, and member trust. You'll play a key role in developing, executing, and continuously improving our Fair Lending Compliance Management Program. Your work will help mitigate risk, support audits and exams, and ensure compliance is embedded throughout the credit union. If this sounds interesting to you, below are a few more details: Maintaining and enhancing the Fair Lending Compliance Management Program, including policies, procedures, and documentation Conducting fair lending assessments, comparative file reviews, and other testing activities Designing and executing proactive monitoring to identify potential fair lending and fair banking risks Providing compliance guidance for new and existing products, services, and promotions Partnering with and overseeing third-party vendors performing fair lending data analysis Developing and delivering fair lending training across the organization Reviewing marketing materials, promotions, and website content for regulatory compliance Serving as a trusted compliance resource to internal teams, answering questions and advising on operational processes Supporting fair lending audits and regulatory exams, including remediation of findings Maintaining up-to-date knowledge of applicable regulations and internal policies, including BSA requirements Contributing to cross-functional projects and the broader Compliance Department strategy Required Qualifications: Education & Certifications Bachelor's degree or equivalent experience (two years of experience may substitute for one year of education) Compliance certification required (e.g., CUCO, CRCM) Experience Minimum of two years in the financial services industry (bank or credit union) At least two years in a compliance role with similar responsibilities Skills & Knowledge Strong written and verbal communication skills with the ability to influence at all levels Excellent analytical and problem-solving capabilities Working knowledge of key regulations, including ECOA, FHA, UDAAP, FCRA, and HMDA Proficiency with Microsoft Office (Excel, PowerPoint, Project), internet research tools, and Symitar publications What we offer: Great team! You can't beat a role in sunny San Diego! 18 days of PTO in your first year plus 12 holidays a year! 6% 401(k) match Full benefits package including medical, dental, vision, life insurance, etc. If this sounds like an amazing opportunity to you (because ya, it is!), we want to hear from you! Base Pay/Salary: $78,000 - $98,000 per year* *Actual base pay within this range will be determined by several components, including but not limited to, relevant experience, internal equity, skills, qualifications, and other job-related factors permitted by law. Your privacy is very important to Mission Federal Credit Union. The California Consumer Privacy Act ("CCPA")/ California Privacy Rights Act (CPRA) requires Mission Federal Credit Union to inform California residents, including job applicants, of the categories of personal information we collect and the purpose for which the personal information will be used. This job applicant notice and the CCPA/CPRA notice provides the disclosures required by the CCPA/CPRA and applies only to applicants who are subject to the CCPA/CPRA. Mission Federal Credit Union is an Equal Opportunity Employer. All applicants will receive consideration without regard to race, sex, color, creed, religion, age, marital status, sexual orientation, national origin, physical or mental disability, veteran status, or any other class protected by law. INDMF #LI-Hybrid