Food & Agribusiness - Agricultural Relationship Officer
Hillcrest Bank, Dallas, TX, United States
About the Role
As a Relationship Officer at NBH Bank, you will actively pursue business relationships and provide a full range of business banking services with an emphasis on loans and deposit products, aiming to earn 100% of the client’s relationship. You will develop and expand business relationships by calling on potential and existing clients to offer business loans, deposits, and treasury services; identify consumer and mortgage opportunities; counsel clients throughout onboarding; critically review, analyze, and structure business loans; monitor loan portfolio performance; proactively engage clients, prospects, and referral sources; and promote the bank’s image in the community.
Responsibilities
Provide financial advice and counsel to business clients on credit structure and treasury management products.
Counsel clients on all aspects of the onboarding process, from initial meetings to loan closing.
Maintain contact with borrowers to understand and resolve problems and monitor loan portfolio performance.
Proactively call on clients, prospects, and referral sources to maximize results and grow deposit, treasury, and business lending relationships.
Promote the bank’s image in the community by participating in community activities and development efforts.
Minimum Qualifications
Bachelor’s degree in Business Administration or equivalent combination of education and work experience.
Minimum 5 years of banking experience.
Minimum 5 years of successful business‑to‑business development experience.
Desired Qualifications
Minimum 7 years of successful commercial or small business lending.
Minimum 7 years of banking experience.
Completion of bank training or formal credit training program.
Skills & Abilities
Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations.
Strong oral and written communication skills.
Creative problem solving and resourcefulness.
Strong interpersonal skills and ability to build team cohesiveness.
Collaboration and effective teamwork.
Prioritization and management of multiple tasks and projects.
Sound and timely decision making and consistent delivery on commitments.
Professional client service skills.
Professional representation of the bank.
Proficiency with Microsoft Office applications (Outlook, Word, Excel, PowerPoint).
Work Environment
Office setting with traditional hours.
Rapid pace work for up to 8 hours continuously.
Physical ability: pushing, pulling, bending, twisting, lifting, and reaching as required.
Travel up to 50‑60% of time.
Benefits In addition to financial compensation, we offer a generous benefits package that includes insurance, 401(k), an associate stock purchase program, paid time off, and associate banking perks.
Equal Opportunity Statement We are committed to providing qualified applicants and associates with reasonable accommodation as necessary. The Bank’s policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity, or any other legally protected category. The Bank is proud to be a drug‑free workplace.
Colorado Residents In any materials you submit, you may redact or remove age‑identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Pre‑Employment Requirements Selected candidates must complete a criminal history report, global screen, drug screen, employment credit report, and driving record (if applicable). Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.
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Responsibilities
Provide financial advice and counsel to business clients on credit structure and treasury management products.
Counsel clients on all aspects of the onboarding process, from initial meetings to loan closing.
Maintain contact with borrowers to understand and resolve problems and monitor loan portfolio performance.
Proactively call on clients, prospects, and referral sources to maximize results and grow deposit, treasury, and business lending relationships.
Promote the bank’s image in the community by participating in community activities and development efforts.
Minimum Qualifications
Bachelor’s degree in Business Administration or equivalent combination of education and work experience.
Minimum 5 years of banking experience.
Minimum 5 years of successful business‑to‑business development experience.
Desired Qualifications
Minimum 7 years of successful commercial or small business lending.
Minimum 7 years of banking experience.
Completion of bank training or formal credit training program.
Skills & Abilities
Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations.
Strong oral and written communication skills.
Creative problem solving and resourcefulness.
Strong interpersonal skills and ability to build team cohesiveness.
Collaboration and effective teamwork.
Prioritization and management of multiple tasks and projects.
Sound and timely decision making and consistent delivery on commitments.
Professional client service skills.
Professional representation of the bank.
Proficiency with Microsoft Office applications (Outlook, Word, Excel, PowerPoint).
Work Environment
Office setting with traditional hours.
Rapid pace work for up to 8 hours continuously.
Physical ability: pushing, pulling, bending, twisting, lifting, and reaching as required.
Travel up to 50‑60% of time.
Benefits In addition to financial compensation, we offer a generous benefits package that includes insurance, 401(k), an associate stock purchase program, paid time off, and associate banking perks.
Equal Opportunity Statement We are committed to providing qualified applicants and associates with reasonable accommodation as necessary. The Bank’s policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity, or any other legally protected category. The Bank is proud to be a drug‑free workplace.
Colorado Residents In any materials you submit, you may redact or remove age‑identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Pre‑Employment Requirements Selected candidates must complete a criminal history report, global screen, drug screen, employment credit report, and driving record (if applicable). Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.
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