Commercial Lending Relationship Manager II
C&N, Coudersport, PA, United States
Who are you?
You are a dynamic, results‑driven professional with a passion for building strong client relationships. Join our team as a Commercial Lending Relationship Manager II, where you will play a key role in driving business growth by selling loans and a wide range of financial products to commercial clients. In this exciting, client‑facing position, you will be out in the field, actively engaging with businesses in your community and identifying opportunities to meet their financial needs. You’ll have the opportunity to work closely with experienced Commercial Lending leaders, collaborating on larger and more complex loan transactions as needed. Continue reading to learn more!
You will be responsible for:
Expanding and maintaining a high‑quality loan portfolio by building strong client relationships, managing delinquency, and achieving sales goals through an annual market development plan.
Conducting detailed financial analyses to assess loan feasibility, collaborating with the Credit Department, and advising clients on financial strategies.
Approving loans within authority limits and preparing comprehensive referrals for committee approvals, ensuring potential risks are identified.
Performing regular portfolio reviews, updating client financials, and monitoring delinquency to maintain quality metrics.
Collaborating with internal teams to promote cross‑selling opportunities and contribute to the overall growth of the commercial lending team.
Requirements Education & Experience – You will need a bachelor's degree in a directly related field AND one 4‑6 years of related experience and/or training OR an equivalent combination of education and experience.
Skills
Critical Thinking
Strong Research Skills
Strong Communication
Detail Oriented
Analytical
Basic Understanding of Credit
Key Competencies
Interpersonal Savvy: Builds positive relationships across levels, functions, and cultures with diplomacy and tact.
Instills Trust: Maintains integrity, follows through on commitments, and earns credibility through consistent actions.
Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively.
Business Insight: Understands business operations, market trends, and applies knowledge to drive results.
Customer Focus: Delivers tailored solutions, exceeds expectations, and builds strong customer relationships.
Drives Results: Achieves goals despite challenges and motivates others to deliver strong outcomes.
Benefits We offer more than just a competitive salary – our robust benefits package is designed to support your well‑being, career growth, and work‑life balance. Highlights include:
Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
Retirement Savings: 401(k) with pre‑tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
Health, dental, and vision coverage, including employer‑paid premium options for employee‑only coverage.
Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
Employer‑paid life and disability insurance.
Additional voluntary coverages to meet your unique needs.
Career Development: Access to education and development programs and ongoing support for personal and professional growth.
Additional Benefits With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.
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You will be responsible for:
Expanding and maintaining a high‑quality loan portfolio by building strong client relationships, managing delinquency, and achieving sales goals through an annual market development plan.
Conducting detailed financial analyses to assess loan feasibility, collaborating with the Credit Department, and advising clients on financial strategies.
Approving loans within authority limits and preparing comprehensive referrals for committee approvals, ensuring potential risks are identified.
Performing regular portfolio reviews, updating client financials, and monitoring delinquency to maintain quality metrics.
Collaborating with internal teams to promote cross‑selling opportunities and contribute to the overall growth of the commercial lending team.
Requirements Education & Experience – You will need a bachelor's degree in a directly related field AND one 4‑6 years of related experience and/or training OR an equivalent combination of education and experience.
Skills
Critical Thinking
Strong Research Skills
Strong Communication
Detail Oriented
Analytical
Basic Understanding of Credit
Key Competencies
Interpersonal Savvy: Builds positive relationships across levels, functions, and cultures with diplomacy and tact.
Instills Trust: Maintains integrity, follows through on commitments, and earns credibility through consistent actions.
Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively.
Business Insight: Understands business operations, market trends, and applies knowledge to drive results.
Customer Focus: Delivers tailored solutions, exceeds expectations, and builds strong customer relationships.
Drives Results: Achieves goals despite challenges and motivates others to deliver strong outcomes.
Benefits We offer more than just a competitive salary – our robust benefits package is designed to support your well‑being, career growth, and work‑life balance. Highlights include:
Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
Retirement Savings: 401(k) with pre‑tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
Health, dental, and vision coverage, including employer‑paid premium options for employee‑only coverage.
Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
Employer‑paid life and disability insurance.
Additional voluntary coverages to meet your unique needs.
Career Development: Access to education and development programs and ongoing support for personal and professional growth.
Additional Benefits With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.
#J-18808-Ljbffr