Commercial Credit Underwriting Portfolio Manager Team Leader
First National Bank of Pennsylvania, Baltimore, MD, United States
Primary Office Location: 300 E. Lombard Street. Baltimore, Maryland. 21202.
Join our team. Make a difference - for us and for your future.
Position Title Commercial Credit Underwriting Portfolio Manager Team Leader
Business Unit Credit
Reports to Manager of Commercial Credit Underwriting Portfolio Management
Position Overview Responsible for managing a team of Underwriting Portfolio Managers supporting the Commercial Bank, including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management performance metrics for the portfolio under purview. The team leader will manage a small, assigned portfolio.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and company procedures.
Primary Responsibilities Recruit, hire, train, and oversee a team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios. Ensure direct reports identify credit risks timely while meeting a high standard of accuracy and quality.
Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.
Provide guidance to direct reports to ensure risk ratings are timely and accurate and that Regional Credit Officers and Credit Risk leaders receive appropriate details to make timely and informative decisions on credit requests for existing and new customers.
Manage a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios.
Monitor and ensure direct reports manage assigned portfolios within acceptable tolerances and any published KPIs/KRIs.
Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.
Work with the manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
Perform other related duties and projects as assigned.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position 7
Skills Required to Perform the Primary Responsibilities of this Position
Excellent management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices
Knowledge of commercial banking policies, procedures and government regulations
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work Travel may be required on occasion
Compensation Grade EXT13
Pay Range $113,932.00 - $189,878.00
Equal Employment Opportunity (EEO) It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
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Join our team. Make a difference - for us and for your future.
Position Title Commercial Credit Underwriting Portfolio Manager Team Leader
Business Unit Credit
Reports to Manager of Commercial Credit Underwriting Portfolio Management
Position Overview Responsible for managing a team of Underwriting Portfolio Managers supporting the Commercial Bank, including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management performance metrics for the portfolio under purview. The team leader will manage a small, assigned portfolio.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and company procedures.
Primary Responsibilities Recruit, hire, train, and oversee a team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios. Ensure direct reports identify credit risks timely while meeting a high standard of accuracy and quality.
Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.
Provide guidance to direct reports to ensure risk ratings are timely and accurate and that Regional Credit Officers and Credit Risk leaders receive appropriate details to make timely and informative decisions on credit requests for existing and new customers.
Manage a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios.
Monitor and ensure direct reports manage assigned portfolios within acceptable tolerances and any published KPIs/KRIs.
Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.
Work with the manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
Perform other related duties and projects as assigned.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position 7
Skills Required to Perform the Primary Responsibilities of this Position
Excellent management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices
Knowledge of commercial banking policies, procedures and government regulations
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work Travel may be required on occasion
Compensation Grade EXT13
Pay Range $113,932.00 - $189,878.00
Equal Employment Opportunity (EEO) It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
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