
Loan Advisor (St. Louis)
Tomo, St Louis, MO, United States
Mortgage Loan Officer
Location: St. Louis, MO Reports To: Sales Manager Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday) The Role
Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, tech driven process and re-write the playbook for others to follow. We've found that elite performers have a strong desire to associate with other elite performers and we aim to build around that. Day by day we're cultivating the most effective sales organization in America. ** You must have an NMLS MLO License. What You'll Do:
Advise Tomo's prospective homebuyers and guide them through the home financing process.
Work hand in hand with other internal sales/operations teams to ensure smooth and frictionless manufacturing of loans.
Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the industry.
Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
Quote rates and guidelines with accuracy and fairness.
Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.
Regularly visit our office in St. Louis.
What Makes You a Great Fit:
Residential mortgage lending experience (4+ years and active licenses).
World class at taking buyers from "hello" to "keys in hand." Fearless in the pursuit of excellence and perfecting your craft.
Communication expert - both externally with clients/agents as well as internally with Tomo team members.
Building relationships quickly with all parties.
Balancing a "hunter" and "gatherer" mindset.
Industry knowledge of loan products and pricing strategies.
Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
Multitasking and staying organized while balancing high quantities of transactions.
Perceiving problems and anticipating needs of customers, real estate agents or partners.
The drive to build something new. Detail-oriented with a strong focus on quality.
Preferred Qualifications:
Experience in a tech startup environment.
What's in it for you? Career growth: Multiple paths within Tomo, including elite sales and leadership opportunities.
Skill development: Proven industry leading training and development program designed to upskill our sales talent.
Competitive compensation: On-target earnings of ~$100,000. There is uncapped commission potential where many fall between $200,000-$400,000 annually present day.
Equity ownership: All teammates receive stock options.
Employee Benefits We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to): Equity Ownership: All teammates receive stock optionswe win together
Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
Work-life balance and a generous paid time off policy
In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
401(k) retirement plan
Location: St. Louis, MO Reports To: Sales Manager Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday) The Role
Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, tech driven process and re-write the playbook for others to follow. We've found that elite performers have a strong desire to associate with other elite performers and we aim to build around that. Day by day we're cultivating the most effective sales organization in America. ** You must have an NMLS MLO License. What You'll Do:
Advise Tomo's prospective homebuyers and guide them through the home financing process.
Work hand in hand with other internal sales/operations teams to ensure smooth and frictionless manufacturing of loans.
Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the industry.
Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
Quote rates and guidelines with accuracy and fairness.
Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.
Regularly visit our office in St. Louis.
What Makes You a Great Fit:
Residential mortgage lending experience (4+ years and active licenses).
World class at taking buyers from "hello" to "keys in hand." Fearless in the pursuit of excellence and perfecting your craft.
Communication expert - both externally with clients/agents as well as internally with Tomo team members.
Building relationships quickly with all parties.
Balancing a "hunter" and "gatherer" mindset.
Industry knowledge of loan products and pricing strategies.
Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
Multitasking and staying organized while balancing high quantities of transactions.
Perceiving problems and anticipating needs of customers, real estate agents or partners.
The drive to build something new. Detail-oriented with a strong focus on quality.
Preferred Qualifications:
Experience in a tech startup environment.
What's in it for you? Career growth: Multiple paths within Tomo, including elite sales and leadership opportunities.
Skill development: Proven industry leading training and development program designed to upskill our sales talent.
Competitive compensation: On-target earnings of ~$100,000. There is uncapped commission potential where many fall between $200,000-$400,000 annually present day.
Equity ownership: All teammates receive stock options.
Employee Benefits We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to): Equity Ownership: All teammates receive stock optionswe win together
Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
Work-life balance and a generous paid time off policy
In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
401(k) retirement plan