Commercial Lines - Property Product Analyst I - III
Cincinnati Insurance Company, Frankfort, KY, United States
MAKE A DIFFERENCE
Share your talents and develop your skills as you build a career in a professional environment with a personal feel.
Description Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service‑oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us Our Commercial Property department is seeking a property product analyst I - III. This individual will have expert knowledge of forms, rules, rates, and underwriting processing systems. They will lead enhancements and changes to products, ensuring alignment of priorities with the Commercial Lines strategy, solutions are cost‑effective, and communication is consistent across appropriate teams within the organization. The individual leads the development and updates of technical guidelines, procedures, training, and communication material. Understands metrics used by LOB and Commercial Lines and adjusts products accordingly. Works and communicates effectively with cross‑functional resources, including underwriting, Sales, PARM, filings, IT, and specialist groups to ensure complex transactions, perils, and product direction are conducted consistently across the segments. This position is based at our Headquarters in Fairfield, Ohio.
The pay range for this position is
$75,000 - $140,000
annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to
understand price adequacy and rating structure. Assist with solutions to enhance effectiveness of net rate changes and profitability
aid on strategy to achieve profitable growth. May lead projects to analyze various areas of business and provide input on various aspects requiring change or remedial action
maintain regular interaction with IT improving underwriting tools, ease of use, and driving product changes
demonstrate ability to lead projects from concept to production including investigating solutions to improving aspects requiring change or remedial action
provide expert technical underwriting guidance to underwriting and Sales for complex inquiries and consultations. This includes risk evaluation, technical advice with respect to rules interpretation, appropriate forms, classifications, state filings, and pricing direction
act as subject matter expert to develop and deliver technical underwriting presentations and training content
create and update procedures and guidelines within the Commercial Lines procedures manual as needed
Be equipped with
strong knowledge of Commercial property product line of business, including all Cincinnati products, pricing, familiarity with competitor and ISO offerings
understand LOB and portfolio metrics, assist with evaluation and action on results (financial and operational)
good communication skills, with the ability to interact with all levels of the organization and break down complexities in coverage to a non‑expert
ability to interact with functional areas, including Commercial Lines underwriting, Sales, IT, PARM, and Loss Control
Bring education and experience from
a bachelor's degree preferred
a minimum of 4 years of related experience preferred
CPCU or other insurance professional designation preferred
Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities Our commitment to providing strong service, sharing best practices, and creating solutions that impact lives is appreciated. To increase the well‑being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team As a relationship‑based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race, creed, color, sex, including sexual orientation, gender identity and transgender status, religion, national origin, age, disability, military service, veteran status, pregnancy, AIDS/HIV or genetic information, or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review the information to learn more about those rights.
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Description Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service‑oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us Our Commercial Property department is seeking a property product analyst I - III. This individual will have expert knowledge of forms, rules, rates, and underwriting processing systems. They will lead enhancements and changes to products, ensuring alignment of priorities with the Commercial Lines strategy, solutions are cost‑effective, and communication is consistent across appropriate teams within the organization. The individual leads the development and updates of technical guidelines, procedures, training, and communication material. Understands metrics used by LOB and Commercial Lines and adjusts products accordingly. Works and communicates effectively with cross‑functional resources, including underwriting, Sales, PARM, filings, IT, and specialist groups to ensure complex transactions, perils, and product direction are conducted consistently across the segments. This position is based at our Headquarters in Fairfield, Ohio.
The pay range for this position is
$75,000 - $140,000
annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to
understand price adequacy and rating structure. Assist with solutions to enhance effectiveness of net rate changes and profitability
aid on strategy to achieve profitable growth. May lead projects to analyze various areas of business and provide input on various aspects requiring change or remedial action
maintain regular interaction with IT improving underwriting tools, ease of use, and driving product changes
demonstrate ability to lead projects from concept to production including investigating solutions to improving aspects requiring change or remedial action
provide expert technical underwriting guidance to underwriting and Sales for complex inquiries and consultations. This includes risk evaluation, technical advice with respect to rules interpretation, appropriate forms, classifications, state filings, and pricing direction
act as subject matter expert to develop and deliver technical underwriting presentations and training content
create and update procedures and guidelines within the Commercial Lines procedures manual as needed
Be equipped with
strong knowledge of Commercial property product line of business, including all Cincinnati products, pricing, familiarity with competitor and ISO offerings
understand LOB and portfolio metrics, assist with evaluation and action on results (financial and operational)
good communication skills, with the ability to interact with all levels of the organization and break down complexities in coverage to a non‑expert
ability to interact with functional areas, including Commercial Lines underwriting, Sales, IT, PARM, and Loss Control
Bring education and experience from
a bachelor's degree preferred
a minimum of 4 years of related experience preferred
CPCU or other insurance professional designation preferred
Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities Our commitment to providing strong service, sharing best practices, and creating solutions that impact lives is appreciated. To increase the well‑being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team As a relationship‑based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race, creed, color, sex, including sexual orientation, gender identity and transgender status, religion, national origin, age, disability, military service, veteran status, pregnancy, AIDS/HIV or genetic information, or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review the information to learn more about those rights.
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