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Credit Officer, Vice President - Asset Based Lending

JPMorgan Chase & Co., Chicago, IL, United States


Description

Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real-world challenges that impact our company, customers, and communities.Our culture is all about thinking outside the box, challenging the status quo, and striving to be best-in-class

As a Lead Credit Officer, Vice President in Asset Based Lending Credit Risk, you will be part of the firm’s risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers onthe Commercial Bank Asset Based Lending team manage a portfolio of accounts and new business transactions.

Job Responsibilities

Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders

Perform due diligence for loans, derivatives, leases and cash management including financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence

Lead ABL credit structuring and legal document negotiations

Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations

Required qualifications, capabilities, and skills

Bachelor’s Degree, required.

Minimum 5years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge

Strong understanding of capital markets, financing structures, derivatives, and cash management products as well as related documentation

Excellent communication and presentation skills - both written and verbal

Ability to think critically and multitask in a fast-paced environment

Strong interpersonal and relationship development skills

Proficiency in Microsoft Excel, Word, PowerPoint and Outlook

Preferred qualifications, capabilities, and skills

Formal credit training program a plus

Bachelor’s degree in accounting or finance, preferred.

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

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