Collateral Risk Analyst (AVP) Institutional Credit Management
Citi, New York, NY, United States
Collateral Risk Analyst (AVP) Institutional Credit Management
Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Job Overview
The Institutional Credit Management (ICM) organization is a core first-line risk function at Citi, responsible for independent credit risk assessment, portfolio oversight, and governance across institutional businesses globally. Citi is seeking a Collateral Risk Analyst (AVP) to support collateral eligibility, valuation, and risk mitigation activities across institutional portfolios. This role sits at the intersection of credit, collateral, and regulatory risk, offering meaningful exposure to complex secured financing structures, margining frameworks, and portfolio-level risk assessment. This is a hands-on, judgment-driven AVP role with visibility across Businesses, Credit Officers, Portfolio Management, Legal, and Risk partners, ideal for professionals looking to deepen technical collateral expertise while building a long-term risk career in New York. Role Overview The Collateral Risk Analyst (AVP) is responsible for executing and enhancing collateral risk oversight practices across multiple businesses. The role focuses on reviewing collateral structures, assessing adequacy of coverage and risk metrics, identifying emerging risks such as market stress and wrong-way risk, and supporting policy and governance initiatives. The position requires independent analytical judgment, strong attention to detail, and the ability to communicate risk effectively to senior stakeholders. Collateral Review & Risk Assessment
Review collateral schedules, terms, and structures to ensure accuracy, completeness, and compliance with internal policies and regulatory expectations Validate collateral eligibility based on asset class, documentation, legal enforceability, and internal risk standards Assess collateral coverage, margin sufficiency, and concentration risk relative to exposure and portfolio guidelines Risk Identification & Portfolio Oversight
Identify and assess collateral-related risks, including market volatility, liquidity stress, and wrong-way risk Evaluate impacts at the counterparty and portfolio level and escalate emerging risks as appropriate Support the development of risk mitigation strategies aligned with Citi's risk appetite Monitoring, Reporting & Data Analysis
Monitor collateral performance, exceptions, and trends across institutional portfolios Produce clear, concise risk reporting for Credit and Risk stakeholders Analyze collateral and market data to support ongoing risk oversight and decision-making Policy, Governance & Regulatory Support
Contribute to the development and maintenance of collateral risk policies, procedures, and guidelines Ensure ongoing alignment with regulatory expectations (e.g., OCC, FRB, margin-related requirements) Support internal audits, regulatory exams, and risk reviews related to collateral activities Stakeholder Partnership
Partner closely with Credit Officers, Portfolio Managers, Legal, Operations, and Risk peers Communicate complex collateral concepts clearly to both technical and non-technical audiences Provide subject-matter support on collateral risk matters across the organization Qualifications & Experience Bachelor's degree in Finance, Economics, Mathematics, or a related field 58 years of experience in collateral risk, credit risk, market risk, capital, liquidity, or a related institutional risk function Strong understanding of credit risk, collateral mechanics, and market risk principles Proven ability to exercise independent judgment in risk assessment Experience with collateralized products, margining, secured financing, or derivatives collateral Familiarity with collateral or margin-related regulations (e.g., Uncleared Margin Rules) Experience with data and reporting tools (e.g., Excel, SQL, Tableau) CFA or FRM certification a plus
Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Job Overview
The Institutional Credit Management (ICM) organization is a core first-line risk function at Citi, responsible for independent credit risk assessment, portfolio oversight, and governance across institutional businesses globally. Citi is seeking a Collateral Risk Analyst (AVP) to support collateral eligibility, valuation, and risk mitigation activities across institutional portfolios. This role sits at the intersection of credit, collateral, and regulatory risk, offering meaningful exposure to complex secured financing structures, margining frameworks, and portfolio-level risk assessment. This is a hands-on, judgment-driven AVP role with visibility across Businesses, Credit Officers, Portfolio Management, Legal, and Risk partners, ideal for professionals looking to deepen technical collateral expertise while building a long-term risk career in New York. Role Overview The Collateral Risk Analyst (AVP) is responsible for executing and enhancing collateral risk oversight practices across multiple businesses. The role focuses on reviewing collateral structures, assessing adequacy of coverage and risk metrics, identifying emerging risks such as market stress and wrong-way risk, and supporting policy and governance initiatives. The position requires independent analytical judgment, strong attention to detail, and the ability to communicate risk effectively to senior stakeholders. Collateral Review & Risk Assessment
Review collateral schedules, terms, and structures to ensure accuracy, completeness, and compliance with internal policies and regulatory expectations Validate collateral eligibility based on asset class, documentation, legal enforceability, and internal risk standards Assess collateral coverage, margin sufficiency, and concentration risk relative to exposure and portfolio guidelines Risk Identification & Portfolio Oversight
Identify and assess collateral-related risks, including market volatility, liquidity stress, and wrong-way risk Evaluate impacts at the counterparty and portfolio level and escalate emerging risks as appropriate Support the development of risk mitigation strategies aligned with Citi's risk appetite Monitoring, Reporting & Data Analysis
Monitor collateral performance, exceptions, and trends across institutional portfolios Produce clear, concise risk reporting for Credit and Risk stakeholders Analyze collateral and market data to support ongoing risk oversight and decision-making Policy, Governance & Regulatory Support
Contribute to the development and maintenance of collateral risk policies, procedures, and guidelines Ensure ongoing alignment with regulatory expectations (e.g., OCC, FRB, margin-related requirements) Support internal audits, regulatory exams, and risk reviews related to collateral activities Stakeholder Partnership
Partner closely with Credit Officers, Portfolio Managers, Legal, Operations, and Risk peers Communicate complex collateral concepts clearly to both technical and non-technical audiences Provide subject-matter support on collateral risk matters across the organization Qualifications & Experience Bachelor's degree in Finance, Economics, Mathematics, or a related field 58 years of experience in collateral risk, credit risk, market risk, capital, liquidity, or a related institutional risk function Strong understanding of credit risk, collateral mechanics, and market risk principles Proven ability to exercise independent judgment in risk assessment Experience with collateralized products, margining, secured financing, or derivatives collateral Familiarity with collateral or margin-related regulations (e.g., Uncleared Margin Rules) Experience with data and reporting tools (e.g., Excel, SQL, Tableau) CFA or FRM certification a plus