Senior Product Manager, Growth Product

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

Optum Bank, a division of Optum Financial, one of UnitedHealth Group's five growth pillars, is a leading healthcare-focused, financial technology (FinTech) company delivering end-to-end integrated payments and banking experiences for consumers, providers and payers, embedded within the health care ecosystem. We serve health‑seeking populations by partnering with the nation's largest health plans, government agencies, employers, and retailers. We have established a reputation for delivering modern, advanced customer experiences through best‑in‑class FinTech solutions used by millions.

Optum Financial is seeking a highly motivated Senior Product Manager to join our team and drive the growth and success of the "Bank of Healthcare".

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities

• Lifestyle and supplemental spending product strategy & delivery
  • Own the directed spend and lifestyle spending account (LSA) product strategy, including vision, value proposition, and product roadmap, ensuring capabilities align to business objectives
  • Lead product planning and prioritization activities while promoting collaboration among product teams, business and technology partners
  • Collaborate closely with Technology, Design, Sales, Operations and Customer Support to ensure successful product development, launch and adoption
• Partnerships & ecosystem enablement
  • Provide product leadership and execution support for strategic partnerships, including managing integration requirements, roadmap, and implementation
  • Ensure partner‑led capabilities reinforce strategy and core value proposition
• New growth category expansion
  • Collaborate on new product category assessments and incubation efforts
  • Lead product discovery efforts including concept validation, regulatory & compliance considerations, and service model impacts
  • Champion a customer‑centric approach while using data‑driven insights, customer feedback, competitive analysis and market demands to inform product recommendations and business case development
• Strategic leadership & influence
  • Serve as a thought partner and strategic product leader
  • Represent growth initiatives in product roadmap and portfolio planning discussions through clarity of vision, data and executive‑ready narratives

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications

• 5+ years as a product manager or relevant implementations/operations experience in Employee Benefits, Payments and/or FinTech industry
• Experience conceptualizing, researching, and evaluating new product ideas objectively from data‑driven and market‑informed standpoint
• Experience developing and influencing product strategy & design with omni‑channel experiences that delight our customers and clients
• Experience with product development using Agile/Scrum or similar methodologies, and associated tools (Jira Product Discovery, Jira, Confluence)
• Solid understanding of Health Benefit and Directed Spend Accounts and related regulations

Preferred Qualifications

• Experience managing a product through its full development lifecycle from concept to launch and ongoing optimisation
• Experience thinking strategically and building solid working relationships across organisational teams in a fast‑paced and changing environment
• Experience defining and launching products in an Agile environment
• Experience collaborating with engineering and business teams in a highly matrixed environment
• Experience presenting complex ideas in a clear, concise fashion to technical and non‑technical audiences

All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy.

Pay is based on several factors including but not limited to local labour markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as a comprehensive benefits package, incentive and recognition programmes, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary for this role will range from $112,700 to $193,200 annually based on full‑time employment. We comply with all minimum wage laws as applicable.

Application Deadline

This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone—of every race, gender, sexuality, age, location and income deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of colour, historically marginalised groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes – an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, colour, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state or federal laws, rules or regulations.

UnitedHealth Group is a drug‑free workplace. Candidates are required to pass a drug test before beginning employment.

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