Credit Officer, Vice President - Asset Based Lending

Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals as a Lead Credit Officer, Vice President in Asset Based Lending Credit Risk. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient, and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Using your expert judgment, you will solve real‑world challenges that impact our company, customers, and communities. Our culture is all about thinking outside the box, challenging the status quo, and striving to be best‑in‑class.

Job Responsibilities

• Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders.
• Perform due diligence for loans, derivatives, leases and cash management including financial due diligence, financial and/or liquidity modeling, field exam, appraisal and legal diligence.
• Lead ABL credit structuring and legal document negotiations.
• Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations.

Required Qualifications, Capabilities, and Skills

• Bachelor’s Degree, required.
• Minimum 5 years’ experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge.
• Strong understanding of capital markets, financing structures, derivatives, and cash management products as well as related documentation.
• Excellent communication and presentation skills – both written and verbal.
• Ability to think critically and multitask in a fast‑paced environment.
• Strong interpersonal and relationship development skills.
• Proficiency in Microsoft Excel, Word, PowerPoint and Outlook.
• Position subject to Section 19 of the Federal Deposit Insurance Act.

Preferred Qualifications, Capabilities, and Skills

• Formal credit training program a plus.
• Bachelor’s degree in accounting or finance, preferred.

Equal Employment Opportunity

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.

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