Senior Credit Officer

We’re building a relationship‑oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

What You'll Be Doing

As a Senior Credit Officer, you’ll play a pivotal role in managing and overseeing credit risk for CIBC’s Commercial, Corporate, and Industrial portfolios. You will assess and advise on the creditworthiness of proposed transactions, ensuring new loan opportunities meet the bank’s credit policies, guidelines, and risk objectives. You will review and provide input on detailed credit packages, work closely with the Senior Director of Credit Risk to communicate credit expectations and risk appetite, and approve or decline credits within your established limits. You will also mentor credit analysts and junior loan officers, participate in industry meetings, and contribute to strategic credit risk projects that shape our risk‑management approach.

How You'll Succeed

• Credit Assessment and Oversight – assess and advise on the creditworthiness of Commercial, Corporate, and Industrial transactions, ensuring alignment with CIBC’s credit policies and risk appetite.
• Due Diligence and Risk Rating – review and provide input on credit packages, ensuring due diligence is complete and risk ratings conform to the bank’s framework.
• Portfolio Monitoring – assist in monitoring portfolio asset quality, attend management meetings, and support the oversight of Watch and Criticized accounts.
• Mentorship and Team Leadership – mentor credit analysts and junior loan officers, fostering growth and knowledge sharing across teams.
• Strategic Initiatives – participate in industry meetings, conferences, and strategic credit risk projects to stay current on trends and regulatory changes.
• Process Improvement – recommend and implement changes to enhance operational efficiency and effectiveness within the credit risk function.

Who You Are

• You bring deep credit risk expertise. You have at least 10 years of experience in Commercial, Corporate, and Industrial Credit Risk within a US Commercial Bank.
• You have a strong educational background. You hold a bachelor’s degree in business or finance; an advanced degree is an asset.
• You’re an effective communicator. Your strong verbal and written communication skills help you interact confidently with all levels of staff and management.
• You’re analytical and detail‑oriented. Your excellent technical, analytical, and organizational skills enable you to assess complex situations and present findings clearly.
• You’re a team player and leader. You work well independently and collaboratively, and you’re committed to mentoring and supporting others.
• You’re proficient with technology. You’re comfortable using the MS Office Suite to organize and present your work.
• Values matter to you. You bring integrity to everything you do, and you’re committed to upholding CIBC’s purpose and shared values.

Benefits

Expected salary range: $195,000 – $235,000 USD (market based on experience, qualifications, and location). You may be eligible to participate in our incentive compensation plan, which may include a discretionary bonus component. Full range of benefits: Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and other insurance plans; Paid Time Off (including Sick Leave, Parental Leave, Vacation), Holidays, 401(k). Additional perks: workplace wellness support, MomentMakers recognition program.

Job Information

Location: IL‑120 S LaSalle St, 8th Floor (hybrid arrangement: 3 days on‑site, remainder remote). Employment Type: Regular. Weekly Hours: 40. Skills: Analytical Thinking, Credit Decisions, Credit Policies, Credit Proposals, Credit Risk Management, Financial Analysis, Group Problem Solving, Leadership, Long Term Planning.

EEO Statement

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact You must be legally eligible to work at the specified location(s) and have a valid work or study permit.

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