Credit Officer II
Bank of America, seattle, wa, United States
Job Description
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in‑office culture with specific requirements for office‑based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role‑specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Responsibilities
- Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank
- Manages client and prospect originations including initial credit structuring, underwriting, legal documentation review, and deal closing
- Delivers on data accuracy and quality of underwriting metrics in compliance with internal policies and procedures
- Monitors assigned portfolios of client loan maturities and collaborates with Analysts to continuously recognize and address risks in a timely manner
- Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate
- Participates in Regional and Market meetings to communicate credit delivery best practices and results
Skills
- Business Acumen
- Coaching
- Decision Making
- Hiring and Onboarding
- Loan Structuring
- Collaboration
- Credit Documentation Requirements
- Oral Communications
- Risk Management
- Written Communications
- Change Management
- Executive Presence
- Organizational Effectiveness
- Underwriting
Required Qualifications
- 10+ years of solid Commercial Banking experience
- Experience in financial analysis, structuring, underwriting and portfolio management
- Analytical/technical skills, including financial accounting, modeling and loan structuring
- Strong communication skills; ability to communicate vertically, horizontally, and externally
- Industry knowledge across multiple sectors
Minimum Education Requirement
BA/BS Degree Desired
Shift: 1st shift (United States of America)
Hours Per Week: 40
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