Small Business Specialist (Lending & Business Development)
Beacon Credit Union, Lynchburg, VA, United States
Role
The primary purpose of this position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success," by delivering outstanding service to both internal and external members.
About the Opportunity
We're looking for people who want more than just a job - who want to make a difference in the communities where we live and work.
Major Duties and Responsibilities
Originates scored credit requests up to $1 million.
Sells products and services such as business deposit products, business credit cards, payment solutions, and other appropriate solutions.
Performs outside prospecting and sales to meet or exceed sales production goals.
Handles business banking member service issues in the assigned portfolio.
Manages relationships with branch and business line partners.
Ensures compliance with all State and Federal regulations related to Small Business Services.
Provides weekly sales reports to management.
Adheres to Beacon policies and procedures.
Meets or exceeds service goals and standards set by Management.
Originates, manages, and supervises a portfolio of small business loans with the objective of maintaining and increasing its asset quality.
Develops new and existing business relationships.
Reviews customer financial condition and assesses the customer's ability to repay the loan.
Completes or directs completion of all loan documents and closes loans.
Completes credit presentations and annual reviews for the Lending Management team and Loan Committee members.
Works closely with Branch Managers to enhance relationships with prospective business clients and business lending principles to promote products and services.
Builds rapport with targeted professional groups through networking and community activities.
Presents potential loans to the loan credit committee.
Assists and completes analysis and credit memos with guidance from Loan Officers and Underwriting.
Gathers documentation and monitors annual review for loans.
Provides sales and service support to branch personnel, including visiting or meeting with members to open new accounts, close loans, and gather necessary information.
Works with underwriting to ensure all annual reviews are completed in a timely manner.
Stays abreast of changes to BCU policies, procedures, NCUA guidelines, BSA law, regulations, and all Federal and State regulations related to the Small Business Specialist role.
Possesses thorough knowledge of Loan Policy, related procedures, and appropriate regulatory guidance.
Complies with all company policies and procedures, applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
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The primary purpose of this position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success," by delivering outstanding service to both internal and external members.
About the Opportunity
We're looking for people who want more than just a job - who want to make a difference in the communities where we live and work.
Major Duties and Responsibilities
Originates scored credit requests up to $1 million.
Sells products and services such as business deposit products, business credit cards, payment solutions, and other appropriate solutions.
Performs outside prospecting and sales to meet or exceed sales production goals.
Handles business banking member service issues in the assigned portfolio.
Manages relationships with branch and business line partners.
Ensures compliance with all State and Federal regulations related to Small Business Services.
Provides weekly sales reports to management.
Adheres to Beacon policies and procedures.
Meets or exceeds service goals and standards set by Management.
Originates, manages, and supervises a portfolio of small business loans with the objective of maintaining and increasing its asset quality.
Develops new and existing business relationships.
Reviews customer financial condition and assesses the customer's ability to repay the loan.
Completes or directs completion of all loan documents and closes loans.
Completes credit presentations and annual reviews for the Lending Management team and Loan Committee members.
Works closely with Branch Managers to enhance relationships with prospective business clients and business lending principles to promote products and services.
Builds rapport with targeted professional groups through networking and community activities.
Presents potential loans to the loan credit committee.
Assists and completes analysis and credit memos with guidance from Loan Officers and Underwriting.
Gathers documentation and monitors annual review for loans.
Provides sales and service support to branch personnel, including visiting or meeting with members to open new accounts, close loans, and gather necessary information.
Works with underwriting to ensure all annual reviews are completed in a timely manner.
Stays abreast of changes to BCU policies, procedures, NCUA guidelines, BSA law, regulations, and all Federal and State regulations related to the Small Business Specialist role.
Possesses thorough knowledge of Loan Policy, related procedures, and appropriate regulatory guidance.
Complies with all company policies and procedures, applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
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