Senior Business Analyst

Job Description

• Credit Cards Banking: Deep understanding of Credit Card business flow and banking products with minimum 12-15 years of working experience as lead Business Analyst
• Regulatory Compliance: Strong knowledge on Cards regulatory processes, Anti-Money Laundering (AML) and Know Your customer (KYC) and Consent Order requirements
• Requirements Engineering: Analyze and document complex functional and technical requirements for Credit Cards related legacy applications
• Process Modeling: Map “As-Is” and “To-Be” workflows within Cards domain focusing on Consent order related work
• Stakeholder Liaison: Act as primary point of contact between Product Owners, Technical Architects and IT Developments to analyze and create project requirements
• Tools: Strong working knowledge with Jira/Confluence/SharePoint in an Agile/Scrum environment
• Act as the Lead Business Analyst within Agile delivery teams, owning end to end requirement management across multiple epics, features, and user stories in the Credit Cards domain
• Elicit, analyze, and document business and functional requirements for Credit Cards domain
• Work closely with business stakeholders, product owners, operations, and compliance teams to understand regulatory, customer, and operational needs within the Cards eco system
• Translate business requirements into clear functional specifications, user stories, use cases, and acceptance criteria for IT delivery teams
• Perform impact analysis for changes across upstream and downstream systems, including integrations with critical banking applications, regulatory systems, fraud systems, and external networks
• Serve as the primary liaison between business and technology teams, ensuring shared understanding of requirements and priorities
• Participate in Agile ceremonies (backlog grooming, sprint planning, reviews, retrospectives)
• Support solution design discussions with architects and developers, ensuring functional integrity and business needs
• Maintain end to end documentation including BRDs, FRDs, process flows, data mappings, and change logs
• Support audits and regulatory reviews by providing clear traceability from business requirements to implemented solutions.
• Drive the requirements refining for business analysis, including story decomposition, backlog refinement, sprint planning support etc.
• Provide thought leadership on process optimization, system modernization, and digital transformation initiatives within Cards and Payments ecosystems
• Perform cross system impact analysis for large initiatives, ensuring alignment across upstream and downstream Cards systems and integrations.
• Maintain strong requirements traceability across epics, stories, test cases, and releases to support audits and regulatory reviews.

Must Have Technical/Functional Skills

• Credit Cards Banking: Deep understanding of Credit Card business flow and banking products with minimum 12-15 years of working experience as lead Business Analyst
• Regulatory Compliance: Strong knowledge on Cards regulatory processes, Anti-Money Laundering (AML) and Know Your customer (KYC) and Consent Order requirements
• Requirements Engineering: Analyze and document complex functional and technical requirements for Credit Cards related legacy applications
• Process Modeling: Map “As-Is” and “To-Be” workflows within Cards domain focusing on Consent order related work
• Stakeholder Liaison: Act as primary point of contact between Product Owners, Technical Architects and IT Developments to analyze and create project requirements
• Tools: Strong working knowledge with Jira/Confluence/SharePoint in an Agile/Scrum environment

Roles & Responsibilities

• Act as the Lead Business Analyst within Agile delivery teams, owning end to end requirement management across multiple epics, features, and user stories in the Credit Cards domain
• Elicit, analyze, and document business and functional requirements for Credit Cards domain
• Work closely with business stakeholders, product owners, operations, and compliance teams to understand regulatory, customer, and operational needs within the Cards eco system
• Translate business requirements into clear functional specifications, user stories, use cases, and acceptance criteria for IT delivery teams
• Perform impact analysis for changes across upstream and downstream systems, including integrations with critical banking applications, regulatory systems, fraud systems, and external networks
• Serve as the primary liaison between business and technology teams, ensuring shared understanding of requirements and priorities
• Participate in Agile ceremonies (backlog grooming, sprint planning, reviews, retrospectives)
• Support solution design discussions with architects and developers, ensuring functional integrity and business needs
• Maintain end to end documentation including BRDs, FRDs, process flows, data mappings, and change logs
• Support audits and regulatory reviews by providing clear traceability from business requirements to implemented solutions.
• Drive the requirements refining for business analysis, including story decomposition, backlog refinement, sprint planning support etc.
• Provide thought leadership on process optimization, system modernization, and digital transformation initiatives within Cards and Payments ecosystems
• Perform cross system impact analysis for large initiatives, ensuring alignment across upstream and downstream Cards systems and integrations.
• Maintain strong requirements traceability across epics, stories, test cases, and releases to support audits and regulatory reviews.

Generic Managerial Skills, If any

• Strong ability to manage senior stakeholders, including business leaders, product owners, and technology leadership, with confidence and credibility.
• Skilled in expectation management, balancing business priorities, delivery constraints, and risk considerations
• Ability to facilitate difficult conversations and drive consensus across cross functional teams
• Excellent verbal and written communication skills, with the ability to articulate complex ideas clearly to both technical and non technical audiences
• Proven ability to lead, mentor, and coach Business Analysts, fostering high performance and consistency across teams
• Ability to create a collaborative, empowered Agile team environment, encouraging ownership and accountability
• Strong organizational skills to manage dependencies, risks, and competing demands in an Agile environment
• Strong decision making capability, with a focus on business value, risk, and long term outcomes

Salary Range: $120,000 to $140,000 per year

Qualifications

BACHELOR OF COMPUTER SCIENCE

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