Commercial Lender III
Foothills Bank, Fairfield, MT, United States
About The Role
First Bank of Montana is hiring a Commercial/Ag Lender to be an integral part of our team in Northcentral Montana. The position involves making commercial and agricultural loans to our customers and requires a positive attitude, strong customer service skills, and the ability to work in a team atmosphere. Professionalism, confidentiality, good attendance, punctuality, flexibility, and adaptability are essential.
Duties and Responsibilities
Maintain extensive contact with customers, vendors, the general public, and bank staff.
Build and maintain a loan portfolio and act as a liaison between the bank and its customers.
Participate in community involvement and bank‑sponsored activities.
Comply with applicable laws and regulations, including Dodd‑Frank, the Bank Secrecy Act, the Patriot Act, and OFAC.
Complete required online training courses and achieve at least an 85% score by the due date.
Maintain loan quality in compliance with bank policy, underwriting standards, and documentation requirements.
Loan Officer Essential Functions
Maintain a working knowledge of all bank products and services.
Grow the in‑house loan portfolio.
Identify and develop profitable relationships with new potential customers by maintaining an aggressive call schedule.
Cross‑sell bank products and refer customers, when appropriate, to other departments or affiliate banks.
Assist in identifying and implementing new products and services.
Participate in market analysis of competitors’ rates and make recommendations based on the findings.
Develop and maintain profitable relationships with new and existing customers.
Obtain loan applications, counsel applicants, analyze financial and related data, determine appropriate pricing and loan structure, and make loan decisions according to bank policies and procedures.
Provide high service standards for all customers, both internal and external, working closely with bank managers and staff.
Review credit reports, financial statements, tax returns, title insurance commitments, and appraisals to ensure documentation is complete and correct.
Monitor and act appropriately on past‑due loans to ensure compliance with bank policies, procedures, and goals.
Maintain current awareness of legal and regulatory developments and guidelines related to compliance.
Other Job Functions
Perform job functions in compliance with all company policies, federal and state rules, and regulations such as BSA/AML, OFAC, and GLBA/privacy rules.
Keep management informed of area activities and significant problems.
Participate in community service and bank‑sponsored activities that support the bank’s mission and values.
Provide superior internal and external customer service, demonstrating courtesy and respect toward all customers and organization personnel.
Represent First Bank of Montana professionally, maintaining confidentiality and a positive “can‑do” attitude. Keep the work area tidy and maintain customer privacy.
Ensure regular and predictable attendance to allow in‑person contact with customers.
Complete additional duties as requested or assigned.
About You Qualifications
High School diploma or equivalent.
Bachelor’s degree or equivalent experience.
5 years of lending experience with emphasis on commercial and/or agricultural loans.
History of growing a loan portfolio.
Knowledge, Skill, Ability
Ability to work quickly and accurately.
Ability to understand and follow written and oral instructions.
General understanding of agriculture.
Strong verbal and written communication skills.
Good working knowledge of Microsoft applications such as Word, Excel, Outlook, and ability to learn new systems.
Credit analysis ability.
Work Environment Must be able to routinely perform work indoors in a climate‑controlled shared work area with minimal noise.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to sit, use hands in repetitive motions, and talk or hear. The employee is occasionally required to stand, walk, and lift or reach with hands and arms.
The employee must be able to operate routine office equipment, including computer terminals, keyboards, phones, copiers, facsimiles, and calculators. The employee must routinely perform work on a computer for an average of 6‑8 hours per day when necessary. The employee may be required to work extended hours or travel off‑site when requested by management. The employee must be capable of regular, reliable, and timely attendance and of climbing or descending stairs in an emergency situation.
Specific lifting abilities required by this job include: sedentary work, exerting up to 10 pounds of force occasionally and/or negligible force frequently or constantly to lift, carry, push, pull, or otherwise move objects, including the human body.
Specific vision abilities required by this job include close visual acuity to perform tasks such as preparing and analyzing data and figures, transcribing, viewing a computer terminal, extensive reading, visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at close distances.
What We Offer Compensation & Benefits Starting salary is dependent upon relevant experience and may vary based on geographic location. We offer an extensive benefits package that includes medical, dental, vision, and life insurance. Coverage is available to employees and eligible dependents according to plan documents. Additional benefits may include a health savings account, a health rewards program, an Employee Assistance Program (EAP), a retirement savings plan, including 401(k) and profit‑sharing plans, short- and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous paid time off (PTO) plan, paid holidays, and relocated or additional holiday pay for specific locations. For details, please visit our website.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the United States.
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Duties and Responsibilities
Maintain extensive contact with customers, vendors, the general public, and bank staff.
Build and maintain a loan portfolio and act as a liaison between the bank and its customers.
Participate in community involvement and bank‑sponsored activities.
Comply with applicable laws and regulations, including Dodd‑Frank, the Bank Secrecy Act, the Patriot Act, and OFAC.
Complete required online training courses and achieve at least an 85% score by the due date.
Maintain loan quality in compliance with bank policy, underwriting standards, and documentation requirements.
Loan Officer Essential Functions
Maintain a working knowledge of all bank products and services.
Grow the in‑house loan portfolio.
Identify and develop profitable relationships with new potential customers by maintaining an aggressive call schedule.
Cross‑sell bank products and refer customers, when appropriate, to other departments or affiliate banks.
Assist in identifying and implementing new products and services.
Participate in market analysis of competitors’ rates and make recommendations based on the findings.
Develop and maintain profitable relationships with new and existing customers.
Obtain loan applications, counsel applicants, analyze financial and related data, determine appropriate pricing and loan structure, and make loan decisions according to bank policies and procedures.
Provide high service standards for all customers, both internal and external, working closely with bank managers and staff.
Review credit reports, financial statements, tax returns, title insurance commitments, and appraisals to ensure documentation is complete and correct.
Monitor and act appropriately on past‑due loans to ensure compliance with bank policies, procedures, and goals.
Maintain current awareness of legal and regulatory developments and guidelines related to compliance.
Other Job Functions
Perform job functions in compliance with all company policies, federal and state rules, and regulations such as BSA/AML, OFAC, and GLBA/privacy rules.
Keep management informed of area activities and significant problems.
Participate in community service and bank‑sponsored activities that support the bank’s mission and values.
Provide superior internal and external customer service, demonstrating courtesy and respect toward all customers and organization personnel.
Represent First Bank of Montana professionally, maintaining confidentiality and a positive “can‑do” attitude. Keep the work area tidy and maintain customer privacy.
Ensure regular and predictable attendance to allow in‑person contact with customers.
Complete additional duties as requested or assigned.
About You Qualifications
High School diploma or equivalent.
Bachelor’s degree or equivalent experience.
5 years of lending experience with emphasis on commercial and/or agricultural loans.
History of growing a loan portfolio.
Knowledge, Skill, Ability
Ability to work quickly and accurately.
Ability to understand and follow written and oral instructions.
General understanding of agriculture.
Strong verbal and written communication skills.
Good working knowledge of Microsoft applications such as Word, Excel, Outlook, and ability to learn new systems.
Credit analysis ability.
Work Environment Must be able to routinely perform work indoors in a climate‑controlled shared work area with minimal noise.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to sit, use hands in repetitive motions, and talk or hear. The employee is occasionally required to stand, walk, and lift or reach with hands and arms.
The employee must be able to operate routine office equipment, including computer terminals, keyboards, phones, copiers, facsimiles, and calculators. The employee must routinely perform work on a computer for an average of 6‑8 hours per day when necessary. The employee may be required to work extended hours or travel off‑site when requested by management. The employee must be capable of regular, reliable, and timely attendance and of climbing or descending stairs in an emergency situation.
Specific lifting abilities required by this job include: sedentary work, exerting up to 10 pounds of force occasionally and/or negligible force frequently or constantly to lift, carry, push, pull, or otherwise move objects, including the human body.
Specific vision abilities required by this job include close visual acuity to perform tasks such as preparing and analyzing data and figures, transcribing, viewing a computer terminal, extensive reading, visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at close distances.
What We Offer Compensation & Benefits Starting salary is dependent upon relevant experience and may vary based on geographic location. We offer an extensive benefits package that includes medical, dental, vision, and life insurance. Coverage is available to employees and eligible dependents according to plan documents. Additional benefits may include a health savings account, a health rewards program, an Employee Assistance Program (EAP), a retirement savings plan, including 401(k) and profit‑sharing plans, short- and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous paid time off (PTO) plan, paid holidays, and relocated or additional holiday pay for specific locations. For details, please visit our website.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the United States.
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