Financial Crime Risk Investigator II – OneTouch (US)
TD Bank, Greenville, SC, United States
Work Location:
Mount Laurel, New Jersey, United States of America
Hours:
40
Pay Details:
$29.75 – $47.75 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Financial Crime Risk Management
Job Description:
Department Overview:
Our team currently operates under a primarily offsite work model, employees must be available to come into a TD location for “moments that matter” at a frequency determined by the business.
Please note that this position requires the candidate to live within 50 miles of the closest identified TD location, and relocation would be at your own expense.
The Financial Crime Risk Investigator II conducts investigations of moderate complexity for both internal and external cases. Recommends for de‑market and/or freezing accounts by the appropriate investigative unit. Conducts adjudications of moderate complexity. May provide QA/review and mentorship of a team. Applies reasonable grounds to suspect money laundering and terrorist financing.
Depth & Scope:
Experienced working professional role providing services, advisory or processes/program support
Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas
Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs
Works within broad guidelines/policies and independently performs tasks from end to end
Work performed under minimal management guidance and supervision
Education & Experience:
Undergraduate degree or equivalent work experience
3+ years experience
Preferred Skills:
Undergraduate degree preferred
Prior AML (Anti‑Money Laundering) investigations experience, within a financial institution or regulatory environment
Strong knowledge of Suspicious Activity Reports, Bank Secrecy Act, and other relevant AML regulations
Familiarity with current AML typologies and emerging financial crime trends in the banking sector
Experience working in federal law enforcement or financial crime units
Strong written and oral communication skills with an emphasis on investigative and stakeholder reporting.
Customer Accountabilities:
Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
Conduct data analysis, manipulation and interpretation looking for patterns and anomalies
Initiates investigations and/or responds to emerging AML and Sanctions/ABAC risks
Assists with reviewing and investigating court orders (subpoenas) related to criminal actions
Assists and coordinates investigations with various law enforcement agencies as delegated
Prepares and delivers AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
Shareholder Accountabilities:
Leads workstreams by acting as a project lead for medium scale projects/initiatives in accordance with project management methodologies
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
Protects the interests of the organization — identifies and manages risks, and escalates non‑standard, high‑risk transactions/activities as necessary
Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to Analysts, Investigators and others
Identifies, recommends, and effectively executes standard practices applicable to the discipline
Adheres to internal policies/ procedures and applicable regulatory guidelines
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Employee/Team Accountabilities:
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day‑to‑day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand champion for your business area/function and the bank, both internally and/or externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel — Occasional
International Travel — Never
Performing sedentary work — Continuous
Performing multiple tasks — Continuous
Operating standard office equipment – Continuous
Responding quickly to sounds — Occasional
Sitting — Continuous
Standing — Occasional
Walking — Occasional
Moving safely in confined spaces — Occasional
Lifting/Carrying (under 25 lbs.) — Occasional
Lifting/Carrying (over 25 lbs.) — Never
Squatting — Occasional
Bending — Occasional
Kneeling — Never
Crawling — Never
Climbing — Never
Reaching overhead — Never
Reaching forward — Occasional
Pushing — Never
Pulling — Never
Twisting — Never
Concentrating for long periods of time — Continuous
Applying common sense to deal with problems involving standardized situations — Continuous
Reading, writing and comprehending instructions — Continuous
Adding, subtracting, multiplying and dividing — Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
#J-18808-Ljbffr
Mount Laurel, New Jersey, United States of America
Hours:
40
Pay Details:
$29.75 – $47.75 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Financial Crime Risk Management
Job Description:
Department Overview:
Our team currently operates under a primarily offsite work model, employees must be available to come into a TD location for “moments that matter” at a frequency determined by the business.
Please note that this position requires the candidate to live within 50 miles of the closest identified TD location, and relocation would be at your own expense.
The Financial Crime Risk Investigator II conducts investigations of moderate complexity for both internal and external cases. Recommends for de‑market and/or freezing accounts by the appropriate investigative unit. Conducts adjudications of moderate complexity. May provide QA/review and mentorship of a team. Applies reasonable grounds to suspect money laundering and terrorist financing.
Depth & Scope:
Experienced working professional role providing services, advisory or processes/program support
Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas
Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs
Works within broad guidelines/policies and independently performs tasks from end to end
Work performed under minimal management guidance and supervision
Education & Experience:
Undergraduate degree or equivalent work experience
3+ years experience
Preferred Skills:
Undergraduate degree preferred
Prior AML (Anti‑Money Laundering) investigations experience, within a financial institution or regulatory environment
Strong knowledge of Suspicious Activity Reports, Bank Secrecy Act, and other relevant AML regulations
Familiarity with current AML typologies and emerging financial crime trends in the banking sector
Experience working in federal law enforcement or financial crime units
Strong written and oral communication skills with an emphasis on investigative and stakeholder reporting.
Customer Accountabilities:
Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
Conduct data analysis, manipulation and interpretation looking for patterns and anomalies
Initiates investigations and/or responds to emerging AML and Sanctions/ABAC risks
Assists with reviewing and investigating court orders (subpoenas) related to criminal actions
Assists and coordinates investigations with various law enforcement agencies as delegated
Prepares and delivers AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
Shareholder Accountabilities:
Leads workstreams by acting as a project lead for medium scale projects/initiatives in accordance with project management methodologies
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
Protects the interests of the organization — identifies and manages risks, and escalates non‑standard, high‑risk transactions/activities as necessary
Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to Analysts, Investigators and others
Identifies, recommends, and effectively executes standard practices applicable to the discipline
Adheres to internal policies/ procedures and applicable regulatory guidelines
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Employee/Team Accountabilities:
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day‑to‑day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand champion for your business area/function and the bank, both internally and/or externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel — Occasional
International Travel — Never
Performing sedentary work — Continuous
Performing multiple tasks — Continuous
Operating standard office equipment – Continuous
Responding quickly to sounds — Occasional
Sitting — Continuous
Standing — Occasional
Walking — Occasional
Moving safely in confined spaces — Occasional
Lifting/Carrying (under 25 lbs.) — Occasional
Lifting/Carrying (over 25 lbs.) — Never
Squatting — Occasional
Bending — Occasional
Kneeling — Never
Crawling — Never
Climbing — Never
Reaching overhead — Never
Reaching forward — Occasional
Pushing — Never
Pulling — Never
Twisting — Never
Concentrating for long periods of time — Continuous
Applying common sense to deal with problems involving standardized situations — Continuous
Reading, writing and comprehending instructions — Continuous
Adding, subtracting, multiplying and dividing — Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
#J-18808-Ljbffr