AML Specialist
Tompkins Community Bank, Batavia, NY, United States
Overview
The AML Specialist supports the Company’s Anti‑Money Laundering/Countering the Financing of Terrorism (AML/CFT), Customer Identification, and Sanctions Monitoring programs to ensure compliance with federal and state regulatory requirements. This role conducts transaction monitoring reviews, high‑risk customer due diligence, and suspicious activity investigations, prepares regulatory filings, and supports the ongoing effectiveness of the AML program through collaboration with business partners and compliance leadership.
Responsibilities Transaction Monitoring and Investigations
Review transaction monitoring alerts and reports
Identify potential suspicious activity and escape alerts as appropriate
Prepare and file Suspicious Activity Reports and Currency Transaction Reports within regulatory timelines
High‑Risk Customer and Due Diligence Management
Conduct high‑risk customer due diligence and periodic reviews
Review customer account activity for CIP, CDD, and Beneficial Ownership compliance
Sanctions and Regulatory Screening
Review and disposition potential sanctions and Section 314(a) matches
Support law enforcement requests and subpoenas as needed
Stakeholder Engagement and Communication
Collaborate with lines of business to obtain customer information and clarify transactional activity
Maintain effective working relationships to support AML monitoring and compliance
Program Support and Professional Development
Support Corporate AML leadership with programmatic activities
Seek ongoing learning opportunities and share AML knowledge with team members
Qualifications
Associate’s degree required; Bachelor’s degree in finance, accounting, business administration, or a related field preferred
CAMS and/or CFCS certification preferred
Two to four years of experience in BSA/AML compliance or a related financial crime role
Strong analytical skills with the ability to evaluate complex transactional data and draw sound conclusions
Strong written and verbal communication skills with the ability to document findings clearly and professionally
Proven ability to handle sensitive and confidential information with discretionProficiency in Microsoft Office and familiarity with AML monitoring systems and related technology
Benefits
Medical
Dental
Vision
401(k) Match
Profit Sharing
Paid Time Off
11 Holidays
Tuition Reimbursement
Free Parking throughout Tompkins Community Bank
Employee Referrals
EEO Statement Tompkins is committed to a policy of Equal Employment Opportunity ("EEO") with respect to all team members and applicants for employment and a work environment free from discrimination (including unlawful harassment) based on race, color, religion, sex, sexual orientation, transgender status, gender non‑conformity, gender identity, gender expression, national origin, age, marital status, domestic violence victim status, disability, predisposing genetic characteristics, military or veteran status or status in any group protected by federal, state, or local law.
Pay Range: USD $28.00 - USD $33.00 /Hr.
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Responsibilities Transaction Monitoring and Investigations
Review transaction monitoring alerts and reports
Identify potential suspicious activity and escape alerts as appropriate
Prepare and file Suspicious Activity Reports and Currency Transaction Reports within regulatory timelines
High‑Risk Customer and Due Diligence Management
Conduct high‑risk customer due diligence and periodic reviews
Review customer account activity for CIP, CDD, and Beneficial Ownership compliance
Sanctions and Regulatory Screening
Review and disposition potential sanctions and Section 314(a) matches
Support law enforcement requests and subpoenas as needed
Stakeholder Engagement and Communication
Collaborate with lines of business to obtain customer information and clarify transactional activity
Maintain effective working relationships to support AML monitoring and compliance
Program Support and Professional Development
Support Corporate AML leadership with programmatic activities
Seek ongoing learning opportunities and share AML knowledge with team members
Qualifications
Associate’s degree required; Bachelor’s degree in finance, accounting, business administration, or a related field preferred
CAMS and/or CFCS certification preferred
Two to four years of experience in BSA/AML compliance or a related financial crime role
Strong analytical skills with the ability to evaluate complex transactional data and draw sound conclusions
Strong written and verbal communication skills with the ability to document findings clearly and professionally
Proven ability to handle sensitive and confidential information with discretionProficiency in Microsoft Office and familiarity with AML monitoring systems and related technology
Benefits
Medical
Dental
Vision
401(k) Match
Profit Sharing
Paid Time Off
11 Holidays
Tuition Reimbursement
Free Parking throughout Tompkins Community Bank
Employee Referrals
EEO Statement Tompkins is committed to a policy of Equal Employment Opportunity ("EEO") with respect to all team members and applicants for employment and a work environment free from discrimination (including unlawful harassment) based on race, color, religion, sex, sexual orientation, transgender status, gender non‑conformity, gender identity, gender expression, national origin, age, marital status, domestic violence victim status, disability, predisposing genetic characteristics, military or veteran status or status in any group protected by federal, state, or local law.
Pay Range: USD $28.00 - USD $33.00 /Hr.
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