Senior Director, Treasury
SLM, Sterling, VA, United States
Senior Director for Capital and Liquidity Management
The Senior Director for Capital and Liquidity Management will be responsible for developing and overseeing the Company's capital and liquidity management frameworks. This includes setting the Company's risk tolerances and risk mitigation strategies, developing stress testing frameworks, measuring these risks, and ensuring the Company's frameworks exceed regulatory expectations. This associate will also assist the Treasurer in engaging with the rating agencies to ensure our frameworks are addressing their needs and they will partner closely with Treasury, Risk, Finance, Strategy, and Investor Relations to translate complex risk and balance-sheet topics into clear recommendations for senior executives and the Board.
This is a strategic role that requires excellent communication, leadership, and analytical skills.
Capital Planning & Optimization
Lead multi-year capital planning (targets, capital stack mix, ratio management), linking strategy, risk appetite, earnings capacity, growth, and distributions. Lead the Company's annual capital stress testing process by developing scenarios, modeling balance sheet results and forecasting capital ratios in baseline and stress scenarios Develop materials and reports that will be reviewed by executive leadership and the Board of Directors
Liquidity Strategy & Risk Management
Own the enterprise liquidity risk framework, including policy, risk appetite, metrics/limits, early-warning indicators, and governance routines; ensure alignment with regulatory expectations and leading practices. Direct the internal liquidity stress testing program (e.g., idiosyncratic, market-wide, and combined scenarios), including model assumptions, scenario calibration, overlays, and management actions; oversee ILST/contingency funding plan. Oversee short- and long-term liquidity coverage and structural metrics (e.g., maturity profiles, funding concentrations, encumbrance, buffers), and drive timely executive reporting and decisioning via ALCO and related forums.
Funding & Markets Connectivity
Partner with funding teams to align issuance cadence, tenor, and instrument selection with liquidity and capital objectives; provide risk-informed perspectives for market windows and investor themes. Maintain credible "sources and uses" analyses across base and stress cases; ensure collateral and liquidity buffers are sized and positioned for contingencies.
Regulatory & Governance
Prepare materials for executive leadership and Board committees; coordinate responses and evidencing for supervisory exams and horizontal/thematic reviews. Ensure robust controls, documentation, and periodic model/process validations in partnership with Risk, Finance, Internal Audit, and Model Risk.
Leadership & Team Development
Build, mentor, and retain a high-performing team; set clear goals, establish routines, and foster a culture of accountability, inclusion, and continuous improvement. Elevate communication qualitysimplify complex topics for diverse stakeholders and standardize executive-ready artifacts and dashboards.
What you have Minimum: Indicate minimum education, skills and experience required. Proven experience in managing capital and liquidity management. Excellent analytical and problem-solving skills. Strong knowledge of financial markets, financial instruments, and treasury. Demonstrated ability to build and maintain relationships with internal and external stakeholders. Excellent communication, presentation, and interpersonal skills. Strong leadership skills with the ability to mentor and manage a team. Preferred: Indicate "nice to haves" regarding education, skills, and experience. Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or CFA is preferred. At least 10 years of experience in treasury or finance roles, with at least 5 years of experience in a leadership role.
The Senior Director for Capital and Liquidity Management will be responsible for developing and overseeing the Company's capital and liquidity management frameworks. This includes setting the Company's risk tolerances and risk mitigation strategies, developing stress testing frameworks, measuring these risks, and ensuring the Company's frameworks exceed regulatory expectations. This associate will also assist the Treasurer in engaging with the rating agencies to ensure our frameworks are addressing their needs and they will partner closely with Treasury, Risk, Finance, Strategy, and Investor Relations to translate complex risk and balance-sheet topics into clear recommendations for senior executives and the Board.
This is a strategic role that requires excellent communication, leadership, and analytical skills.
Capital Planning & Optimization
Lead multi-year capital planning (targets, capital stack mix, ratio management), linking strategy, risk appetite, earnings capacity, growth, and distributions. Lead the Company's annual capital stress testing process by developing scenarios, modeling balance sheet results and forecasting capital ratios in baseline and stress scenarios Develop materials and reports that will be reviewed by executive leadership and the Board of Directors
Liquidity Strategy & Risk Management
Own the enterprise liquidity risk framework, including policy, risk appetite, metrics/limits, early-warning indicators, and governance routines; ensure alignment with regulatory expectations and leading practices. Direct the internal liquidity stress testing program (e.g., idiosyncratic, market-wide, and combined scenarios), including model assumptions, scenario calibration, overlays, and management actions; oversee ILST/contingency funding plan. Oversee short- and long-term liquidity coverage and structural metrics (e.g., maturity profiles, funding concentrations, encumbrance, buffers), and drive timely executive reporting and decisioning via ALCO and related forums.
Funding & Markets Connectivity
Partner with funding teams to align issuance cadence, tenor, and instrument selection with liquidity and capital objectives; provide risk-informed perspectives for market windows and investor themes. Maintain credible "sources and uses" analyses across base and stress cases; ensure collateral and liquidity buffers are sized and positioned for contingencies.
Regulatory & Governance
Prepare materials for executive leadership and Board committees; coordinate responses and evidencing for supervisory exams and horizontal/thematic reviews. Ensure robust controls, documentation, and periodic model/process validations in partnership with Risk, Finance, Internal Audit, and Model Risk.
Leadership & Team Development
Build, mentor, and retain a high-performing team; set clear goals, establish routines, and foster a culture of accountability, inclusion, and continuous improvement. Elevate communication qualitysimplify complex topics for diverse stakeholders and standardize executive-ready artifacts and dashboards.
What you have Minimum: Indicate minimum education, skills and experience required. Proven experience in managing capital and liquidity management. Excellent analytical and problem-solving skills. Strong knowledge of financial markets, financial instruments, and treasury. Demonstrated ability to build and maintain relationships with internal and external stakeholders. Excellent communication, presentation, and interpersonal skills. Strong leadership skills with the ability to mentor and manage a team. Preferred: Indicate "nice to haves" regarding education, skills, and experience. Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or CFA is preferred. At least 10 years of experience in treasury or finance roles, with at least 5 years of experience in a leadership role.