Collateral & Valuation Analyst
Genstone Realty, Tampa, FL, United States
Overview
Genstone is the holding company within The Fay Group, providing a broad suite of property services solutions to homeowners and real estate investment services to institutional clients nationwide. Through its network of specialized subsidiaries, Genstone offers property management, renovations, business purpose lending, real estate brokerage, title and escrow, home financing, and insurance services, as well as whole loan trading and the acquisition and sale of closed, performing mortgage loans. Built on a foundation of integration and execution, Genstone delivers turnkey support for property acquisition, improvement, and performance optimization. Its services are aligned to serve the full lifecycle of a real estate investment – whether for individual investors or large-scale portfolios – ensuring efficiency, transparency, and long-term value creation. By leveraging shared resources across The Fay Group, including legal, compliance, and technology infrastructure, Genstone provides scalable solutions that adapt to dynamic market conditions and help maximize asset returns for both homeowners and clients.
Reporting to the EVP, Head of Asset Management, this position manages collateral integrity, property valuation accuracy, and liquidation performance. This position ensures the enforceability of collateral files, validates property valuations, and analyzes liquidation outcomes to refine pricing and loss severity assumptions.
The Collateral & Valuation Analyst is responsible for the determination of loan documentation completeness, analysis of property values and trends, and evaluation of liquidation outcomes versus modeled expectations of properties for major banks, REITs, hedge funds, and insurance companies.
Responsibilities
Determine loan documentation completeness and ensure collateral files are enforceable.
Analyze property values, trends, and valuation methodologies to support underwriting and collateral decisions.
Evaluate liquidation outcomes against modeled expectations and refine pricing and loss severity assumptions accordingly.
Support property valuation accuracy and collateral integrity across mortgage servicing activities.
Collaborate with internal teams and external clients (banks, REITs, hedge funds, insurance companies) as needed to deliver accurate analyses.
Qualifications
Bachelor’s degree in Finance, Real Estate, or related field (or equivalent combination of years of experience with High School diploma/GED)
5+ years’ experience in mortgage servicing with an emphasis on mortgage collateral management, valuation analysis, or liquidation performance
Strong understanding of underwriting standards, property valuation methodologies, and foreclosure processes
Strong analytic skills with deep knowledge of real estate documentation and valuation processes
Strong skills and experience in MS Word, Excel, and Outlook
Demonstrated experience working in a fast-paced work environment
Strong verbal and written communication skills
Strong interpersonal skills
Strong analytical skills with the ability to support decisions with rational and detailed explanations
Solid decision-making abilities coupled with sound judgment
Strong time management skills
Ability to prioritize numerous tasks and manage shifting priorities
Client-focused with strong execution skills and results orientation
High level of precision with attention to detail and consistency
Flexible, open to change, ability to learn new things quickly
Ability to work in a collaborative environment and provide guidance for working groups
Benefits
Medical, Dental, and Vision Insurance
Company Paid Life Insurance
Disability Insurance
Pet Insurance
401k Program with Employer Matching
3 Weeks Paid Time Off (PTO)
Paid Holidays
Wellness Initiatives
Employee Assistance Program
Eligible for Hybrid Work Schedule with Remote Flex Days
Compensation
The hiring range for this position is between $80,000.00-$90,000.00 annually
This position is eligible for an annual discretionary bonus
Fay Cares
The Fay-Genstone Foundation was established to fulfill the philanthropic mission of The Fay Group employees to serve the communities in which they live and work. Our employees make voluntary contributions to the Foundation. Each quarter, their contributions are donated to organizations focused on improving education opportunities, combating poverty, and supporting military service members and first responders.
At Fay, we believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected and included, and is presented with equal opportunities to be successful. Fay is an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information, go to www.dhs.gov/E-Verify.
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Genstone is the holding company within The Fay Group, providing a broad suite of property services solutions to homeowners and real estate investment services to institutional clients nationwide. Through its network of specialized subsidiaries, Genstone offers property management, renovations, business purpose lending, real estate brokerage, title and escrow, home financing, and insurance services, as well as whole loan trading and the acquisition and sale of closed, performing mortgage loans. Built on a foundation of integration and execution, Genstone delivers turnkey support for property acquisition, improvement, and performance optimization. Its services are aligned to serve the full lifecycle of a real estate investment – whether for individual investors or large-scale portfolios – ensuring efficiency, transparency, and long-term value creation. By leveraging shared resources across The Fay Group, including legal, compliance, and technology infrastructure, Genstone provides scalable solutions that adapt to dynamic market conditions and help maximize asset returns for both homeowners and clients.
Reporting to the EVP, Head of Asset Management, this position manages collateral integrity, property valuation accuracy, and liquidation performance. This position ensures the enforceability of collateral files, validates property valuations, and analyzes liquidation outcomes to refine pricing and loss severity assumptions.
The Collateral & Valuation Analyst is responsible for the determination of loan documentation completeness, analysis of property values and trends, and evaluation of liquidation outcomes versus modeled expectations of properties for major banks, REITs, hedge funds, and insurance companies.
Responsibilities
Determine loan documentation completeness and ensure collateral files are enforceable.
Analyze property values, trends, and valuation methodologies to support underwriting and collateral decisions.
Evaluate liquidation outcomes against modeled expectations and refine pricing and loss severity assumptions accordingly.
Support property valuation accuracy and collateral integrity across mortgage servicing activities.
Collaborate with internal teams and external clients (banks, REITs, hedge funds, insurance companies) as needed to deliver accurate analyses.
Qualifications
Bachelor’s degree in Finance, Real Estate, or related field (or equivalent combination of years of experience with High School diploma/GED)
5+ years’ experience in mortgage servicing with an emphasis on mortgage collateral management, valuation analysis, or liquidation performance
Strong understanding of underwriting standards, property valuation methodologies, and foreclosure processes
Strong analytic skills with deep knowledge of real estate documentation and valuation processes
Strong skills and experience in MS Word, Excel, and Outlook
Demonstrated experience working in a fast-paced work environment
Strong verbal and written communication skills
Strong interpersonal skills
Strong analytical skills with the ability to support decisions with rational and detailed explanations
Solid decision-making abilities coupled with sound judgment
Strong time management skills
Ability to prioritize numerous tasks and manage shifting priorities
Client-focused with strong execution skills and results orientation
High level of precision with attention to detail and consistency
Flexible, open to change, ability to learn new things quickly
Ability to work in a collaborative environment and provide guidance for working groups
Benefits
Medical, Dental, and Vision Insurance
Company Paid Life Insurance
Disability Insurance
Pet Insurance
401k Program with Employer Matching
3 Weeks Paid Time Off (PTO)
Paid Holidays
Wellness Initiatives
Employee Assistance Program
Eligible for Hybrid Work Schedule with Remote Flex Days
Compensation
The hiring range for this position is between $80,000.00-$90,000.00 annually
This position is eligible for an annual discretionary bonus
Fay Cares
The Fay-Genstone Foundation was established to fulfill the philanthropic mission of The Fay Group employees to serve the communities in which they live and work. Our employees make voluntary contributions to the Foundation. Each quarter, their contributions are donated to organizations focused on improving education opportunities, combating poverty, and supporting military service members and first responders.
At Fay, we believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected and included, and is presented with equal opportunities to be successful. Fay is an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information, go to www.dhs.gov/E-Verify.
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