Consumer Loan Servicing Representative II
SchoolsFirst Federal Credit Union, Tustin, CA, United States
We’re always looking for diverse, talented, service-oriented people to join our exceptional team.
Pay Range $22.33 - $32.38
Scheduled Weekly Hours 40
What You’ll Be Doing
Processes payoff requests/demands, corrections, reamortizations, payment skips, and file maintenance for consumer loans.
Ensures refunds and loan payments are properly credited or applied to Member loans.
Handles payoff processing and coordinates title release.
Evaluates insurance settlements, processes insurance proceeds, coordinates title release, and completes Letters of Guarantee.
Reviews DMV packets from frontline or CL Operations for accuracy and prepares for processing.
Responds to Member, third-party, and teammember inquiries concerning loan servicing, payoffs, DMV-related questions, and other loan information.
Assists Members, branches, and other departments via phone queue calls with DMV questions, title issues, and registration-related problems.
Submits files to DMV to secure collateral and takes steps to reduce Member penalties and fees.
Maintains working knowledge of DMV policies and procedures and explains them to Members and teammembers.
Maintains a working knowledge of Consumer Lending SOPs, desktops, and DMV guidelines.
Reviews DMV reports to identify outstanding titles, contact Members or dealers to perfect titles, and process lien releases for paid-off secured loans.
Additional Job Functions
Performs other duties as assigned.
Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.
Qualifications
High School Diploma or GED required.
1-3 years of prior related experience required.
Knowledge, Skills, And Abilities
Intermediate knowledge of loan servicing and DMV processes.
Excellent communication and problem-solving skills.
Ability to manage multiple tasks with accuracy and attention to detail.
Familiarity with regulatory compliance requirements.
Proficiency in Microsoft Office and internal loan servicing systems.
SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring.
At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team. If you’re excited about a position or wanting to make a career change but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferable and you may be just the right candidate for the position, or for other roles we are working on.
SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.
This organization participates in E-Verify.
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Pay Range $22.33 - $32.38
Scheduled Weekly Hours 40
What You’ll Be Doing
Processes payoff requests/demands, corrections, reamortizations, payment skips, and file maintenance for consumer loans.
Ensures refunds and loan payments are properly credited or applied to Member loans.
Handles payoff processing and coordinates title release.
Evaluates insurance settlements, processes insurance proceeds, coordinates title release, and completes Letters of Guarantee.
Reviews DMV packets from frontline or CL Operations for accuracy and prepares for processing.
Responds to Member, third-party, and teammember inquiries concerning loan servicing, payoffs, DMV-related questions, and other loan information.
Assists Members, branches, and other departments via phone queue calls with DMV questions, title issues, and registration-related problems.
Submits files to DMV to secure collateral and takes steps to reduce Member penalties and fees.
Maintains working knowledge of DMV policies and procedures and explains them to Members and teammembers.
Maintains a working knowledge of Consumer Lending SOPs, desktops, and DMV guidelines.
Reviews DMV reports to identify outstanding titles, contact Members or dealers to perfect titles, and process lien releases for paid-off secured loans.
Additional Job Functions
Performs other duties as assigned.
Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.
Qualifications
High School Diploma or GED required.
1-3 years of prior related experience required.
Knowledge, Skills, And Abilities
Intermediate knowledge of loan servicing and DMV processes.
Excellent communication and problem-solving skills.
Ability to manage multiple tasks with accuracy and attention to detail.
Familiarity with regulatory compliance requirements.
Proficiency in Microsoft Office and internal loan servicing systems.
SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring.
At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team. If you’re excited about a position or wanting to make a career change but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferable and you may be just the right candidate for the position, or for other roles we are working on.
SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information.
This organization participates in E-Verify.
#J-18808-Ljbffr