Underwriter
Bestow, Dallas, TX, United States
WHAT YOU'LL DO
Underwriting & Appeals: Execute transactional tasks, manage complex appeals, draft decline letters, and resolve application discrepancies or medical impairment inquiries.
Compliance & Audit: Lead Post Issue Audits (PIA), manage MIB reporting, and conduct partner reviews to ensure adherence to carrier and regulatory guidelines.
Claims & Data Integrity: Review applications for accuracy prior to FNOL submission, manage claim status changes in the Admin Portal, and maintain consolidated claims reporting.
Carrier & Partner Relations: Act as the primary technical point of contact for carrier inquiries, facilitate reinsurance meetings, and manage data vendor audits (e.g., Milliman).
Process Improvement: Manage the general underwriting mailbox to improve response times and collaborate with the CX team on future feature requests and Gen‑AI tool testing.
Operational Support: Maintain travel advisories, monitor OFAC watchlists, and provide backup for general operations and reporting.
Who You Are
Experience: 2+ years in underwriting (Insurance/Financial Services) with a focus on claims or technical underwriting.
Technical Knowledge: Deep understanding of FCRA, OFAC, MIB coding, and medical impairment risk evaluation.
Software Proficiency: Advanced Microsoft Excel skills; experience with underwriting workbooks, Admin Portals, and Milliman reports.
Analytical Skills: Strong ability to investigate disputed data, audit complex files, and interpret evolving carrier guidelines.
Communication: Proven ability to draft legally compliant correspondence and manage high‑level relationships with external carriers and reinsurers.
TOTAL REWARDS
Competitive salary and equity based on role
Policies and managers that support work/life balance, such as flexible paid time off and parental leave programs
100% paid‑premium option for medical, dental, and vision insurance
Lifestyle stipend to support physical, emotional, and financial wellbeing
Flexible work‑from‑home policy; open to remote
Remote and WFH options, as well as a beautiful, state‑of‑the‑art office in Dallas’ Deep Ellum, for those who prefer an office setting
Employee‑led diversity, equity, and inclusion initiatives
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Underwriting & Appeals: Execute transactional tasks, manage complex appeals, draft decline letters, and resolve application discrepancies or medical impairment inquiries.
Compliance & Audit: Lead Post Issue Audits (PIA), manage MIB reporting, and conduct partner reviews to ensure adherence to carrier and regulatory guidelines.
Claims & Data Integrity: Review applications for accuracy prior to FNOL submission, manage claim status changes in the Admin Portal, and maintain consolidated claims reporting.
Carrier & Partner Relations: Act as the primary technical point of contact for carrier inquiries, facilitate reinsurance meetings, and manage data vendor audits (e.g., Milliman).
Process Improvement: Manage the general underwriting mailbox to improve response times and collaborate with the CX team on future feature requests and Gen‑AI tool testing.
Operational Support: Maintain travel advisories, monitor OFAC watchlists, and provide backup for general operations and reporting.
Who You Are
Experience: 2+ years in underwriting (Insurance/Financial Services) with a focus on claims or technical underwriting.
Technical Knowledge: Deep understanding of FCRA, OFAC, MIB coding, and medical impairment risk evaluation.
Software Proficiency: Advanced Microsoft Excel skills; experience with underwriting workbooks, Admin Portals, and Milliman reports.
Analytical Skills: Strong ability to investigate disputed data, audit complex files, and interpret evolving carrier guidelines.
Communication: Proven ability to draft legally compliant correspondence and manage high‑level relationships with external carriers and reinsurers.
TOTAL REWARDS
Competitive salary and equity based on role
Policies and managers that support work/life balance, such as flexible paid time off and parental leave programs
100% paid‑premium option for medical, dental, and vision insurance
Lifestyle stipend to support physical, emotional, and financial wellbeing
Flexible work‑from‑home policy; open to remote
Remote and WFH options, as well as a beautiful, state‑of‑the‑art office in Dallas’ Deep Ellum, for those who prefer an office setting
Employee‑led diversity, equity, and inclusion initiatives
#J-18808-Ljbffr