Universal Banker
QNBT, Savannah, GA, United States
Universal Banker
Provides services to customers in a prompt, professional, and courteous manner while maintaining the confidentiality of the bank's records and customer transactions. Educates customers about our sales and service delivery options and refers the appropriate products and services matching the clients' needs based upon the client conversation. Also responsible for processing regular transactions, such as receiving and paying out money and keeping records of money and negotiable instruments involved in financial transactions in an efficient, friendly, and accurate manner.
Essential Duties and Responsibilities:
Performs sales, service, and financial activities with all clients
Conducts and completes client conversation with each client to identify financial needs and potential financial solutions
Performs intermediate duties and support related to branch's operational activities and financial services
Offers information on bank products and services that can benefit the customer and enhance the banking relationship through the client conversation
Completes all sales and referral activity documentation to provide a record for performance tracking and assist in targeting future sales efforts
Receives checks and cash for deposit, verifies deposit amounts, and examines checks for endorsement and negotiability, and issues negotiable items
Performs special tasks such as preparing official checks, processing cash advance, accepting loan payments, redeeming savings bonds, and scanning daily transactions with accuracy
Provides safe deposit box accounting support
Business development with consumers and small business prospects
Generates new business to assist in meeting branch and individual sales, service, and referral goals
Adheres to and completes all transactions in accordance with bank policies, procedures, and security measures to protect customers and avoid losses or penalties to the bank
Demonstrates a positive and helpful attitude toward customers and teammates throughout the bank
Assists Branch Manager with other duties and assignments as requested or necessary
Responsible for compliance with all regulations, laws, and bank policies and procedures that pertain to day-to-day job responsibilities
Responsible for maintaining a working knowledge of all compliance regulations pertinent to assigned duties by successful completion of any courses assigned on a timely basis
Responsible for adherence to Queensborough's Code of Professional Ethics and Conduct, as well as observing and promoting compliance with the Code among fellow bank personnel, customers, and vendors
Qualifications
Interpersonal: Expert
Microsoft Office Suite: Expert
Professionalism: Expert
Team Player: Works well as a member of a group
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
High School or better.
Some college or better in Accounting.
2 years: Demonstrated Teller and Personal Banker experience (two years preferred) General business and financial knowledge Knowledge of bank products, services, departments, and state and federal regulations Effective decision-making and problem-solving skills
Provides services to customers in a prompt, professional, and courteous manner while maintaining the confidentiality of the bank's records and customer transactions. Educates customers about our sales and service delivery options and refers the appropriate products and services matching the clients' needs based upon the client conversation. Also responsible for processing regular transactions, such as receiving and paying out money and keeping records of money and negotiable instruments involved in financial transactions in an efficient, friendly, and accurate manner.
Essential Duties and Responsibilities:
Performs sales, service, and financial activities with all clients
Conducts and completes client conversation with each client to identify financial needs and potential financial solutions
Performs intermediate duties and support related to branch's operational activities and financial services
Offers information on bank products and services that can benefit the customer and enhance the banking relationship through the client conversation
Completes all sales and referral activity documentation to provide a record for performance tracking and assist in targeting future sales efforts
Receives checks and cash for deposit, verifies deposit amounts, and examines checks for endorsement and negotiability, and issues negotiable items
Performs special tasks such as preparing official checks, processing cash advance, accepting loan payments, redeeming savings bonds, and scanning daily transactions with accuracy
Provides safe deposit box accounting support
Business development with consumers and small business prospects
Generates new business to assist in meeting branch and individual sales, service, and referral goals
Adheres to and completes all transactions in accordance with bank policies, procedures, and security measures to protect customers and avoid losses or penalties to the bank
Demonstrates a positive and helpful attitude toward customers and teammates throughout the bank
Assists Branch Manager with other duties and assignments as requested or necessary
Responsible for compliance with all regulations, laws, and bank policies and procedures that pertain to day-to-day job responsibilities
Responsible for maintaining a working knowledge of all compliance regulations pertinent to assigned duties by successful completion of any courses assigned on a timely basis
Responsible for adherence to Queensborough's Code of Professional Ethics and Conduct, as well as observing and promoting compliance with the Code among fellow bank personnel, customers, and vendors
Qualifications
Interpersonal: Expert
Microsoft Office Suite: Expert
Professionalism: Expert
Team Player: Works well as a member of a group
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
High School or better.
Some college or better in Accounting.
2 years: Demonstrated Teller and Personal Banker experience (two years preferred) General business and financial knowledge Knowledge of bank products, services, departments, and state and federal regulations Effective decision-making and problem-solving skills