Internal Audit Lead, Merchant Acquirer Limited Purpose Bank (MALPB)
Stripe, San Francisco, CA, United States
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies— from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About The Team
To advance Stripe’s mission, we are building a world‑class Internal Audit team. Our purpose is to strengthen the organization’s ability to create, protect, and sustain value by providing independent, risk‑based, and objective assurance to the board and management. We are focused on moving fast, being powered by technology, and increasing the maturity of Stripe’s controls where it matters most. The IA team is responsible for providing objective assurance on the design and operational effectiveness of Stripe’s internal controls and business processes, compliance with laws, risk management framework, and other governance processes.
What You’ll Do
The MALPB IA Lead will shape our audit landscape in the merchant acquiring sector. In this pivotal role, you will drive the execution of a comprehensive, risk‑based internal audit strategy that anticipates emerging risks and aligns with our management vision and regulatory landscape. You will harness your expertise in governance, risk management, and internal controls to produce invaluable assessments that empower our Board, Audit Committee, and senior leadership to make informed, strategic decisions. This position can be based in Atlanta, GA (preferred) or New York, NY.
Responsibilities
Lead and execute a risk‑based internal audit strategy that ensures comprehensive, end‑to‑end audit coverage, reflecting emerging risks, management priorities, and regulatory obligations.
Oversee evaluation and testing of governance, risk management, internal controls, compliance, financial reporting, and operational processes to ensure their effectiveness, accuracy, and regulatory compliance.
Produce objective and timely assessments and reports for the Board, Audit Committee, and senior leadership on issues related to risk management, controls, and governance.
Serve as the principal Internal Audit liaison to network partners and regulators; prepare and present audit evidence and findings to enhance confidence in our internal oversight processes.
Clearly communicate complex risks and impacts to senior stakeholders, including the Board, Audit Committee, and regulators (e.g., OCC, state banking agencies).
Collaborate with stakeholder teams to translate audit findings into durable, structural remediation plans while building and sustaining business relationships to support ongoing audit planning and execution.
Minimum Requirements
Bachelor’s degree in Accounting, Finance, Business Administration, or related field.
8+ years of experience in internal auditing, risk management, or compliance, preferably within the banking or financial services sector.
Strong experience in risk‑based audit planning, execution, and reporting across governance, compliance, financial reporting, and operational controls.
Professional certification such as CIA, CPA, CAMS, CRCM or similar is required (or active pursuit).
Strong analytical skills with experience using data analytics and continuous monitoring tools to support audit activities.
Excellent written and verbal communication skills; ability to present complex issues clearly to non‑technical senior stakeholders.
Proven ability to lead cross‑functional remediation efforts and track closure of corrective actions.
High degree of integrity, independence, and professional skepticism.
Preferred Qualifications
Master’s degree in Accounting, Finance, MBA, or related advanced degree.
Prior experience in a regulated financial institution or network with complex relationships among network partners.
Familiarity with regulatory reporting and supervisory expectations for banks and financial services (including OCC and state banking agency landscape).
Experience with audit management software, automation platforms, and advanced data analytics.
Demonstrated track record of building continuous audit/monitoring programs.
In‑office Expectations
Office‑assigned Stripe employees in most locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripe Delivery Center roles in Mexico City, Mexico, Bengaluru, India, and Dublin, Ireland work 100% from the office.
Pay and Benefits
The annual US base salary range for this role is $153,900 - $230,900. Additional benefits may include equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.
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Stripe is a financial infrastructure platform for businesses. Millions of companies— from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About The Team
To advance Stripe’s mission, we are building a world‑class Internal Audit team. Our purpose is to strengthen the organization’s ability to create, protect, and sustain value by providing independent, risk‑based, and objective assurance to the board and management. We are focused on moving fast, being powered by technology, and increasing the maturity of Stripe’s controls where it matters most. The IA team is responsible for providing objective assurance on the design and operational effectiveness of Stripe’s internal controls and business processes, compliance with laws, risk management framework, and other governance processes.
What You’ll Do
The MALPB IA Lead will shape our audit landscape in the merchant acquiring sector. In this pivotal role, you will drive the execution of a comprehensive, risk‑based internal audit strategy that anticipates emerging risks and aligns with our management vision and regulatory landscape. You will harness your expertise in governance, risk management, and internal controls to produce invaluable assessments that empower our Board, Audit Committee, and senior leadership to make informed, strategic decisions. This position can be based in Atlanta, GA (preferred) or New York, NY.
Responsibilities
Lead and execute a risk‑based internal audit strategy that ensures comprehensive, end‑to‑end audit coverage, reflecting emerging risks, management priorities, and regulatory obligations.
Oversee evaluation and testing of governance, risk management, internal controls, compliance, financial reporting, and operational processes to ensure their effectiveness, accuracy, and regulatory compliance.
Produce objective and timely assessments and reports for the Board, Audit Committee, and senior leadership on issues related to risk management, controls, and governance.
Serve as the principal Internal Audit liaison to network partners and regulators; prepare and present audit evidence and findings to enhance confidence in our internal oversight processes.
Clearly communicate complex risks and impacts to senior stakeholders, including the Board, Audit Committee, and regulators (e.g., OCC, state banking agencies).
Collaborate with stakeholder teams to translate audit findings into durable, structural remediation plans while building and sustaining business relationships to support ongoing audit planning and execution.
Minimum Requirements
Bachelor’s degree in Accounting, Finance, Business Administration, or related field.
8+ years of experience in internal auditing, risk management, or compliance, preferably within the banking or financial services sector.
Strong experience in risk‑based audit planning, execution, and reporting across governance, compliance, financial reporting, and operational controls.
Professional certification such as CIA, CPA, CAMS, CRCM or similar is required (or active pursuit).
Strong analytical skills with experience using data analytics and continuous monitoring tools to support audit activities.
Excellent written and verbal communication skills; ability to present complex issues clearly to non‑technical senior stakeholders.
Proven ability to lead cross‑functional remediation efforts and track closure of corrective actions.
High degree of integrity, independence, and professional skepticism.
Preferred Qualifications
Master’s degree in Accounting, Finance, MBA, or related advanced degree.
Prior experience in a regulated financial institution or network with complex relationships among network partners.
Familiarity with regulatory reporting and supervisory expectations for banks and financial services (including OCC and state banking agency landscape).
Experience with audit management software, automation platforms, and advanced data analytics.
Demonstrated track record of building continuous audit/monitoring programs.
In‑office Expectations
Office‑assigned Stripe employees in most locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripe Delivery Center roles in Mexico City, Mexico, Bengaluru, India, and Dublin, Ireland work 100% from the office.
Pay and Benefits
The annual US base salary range for this role is $153,900 - $230,900. Additional benefits may include equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.
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