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Claims Specialist, Coverage & Liability Unit

Tesla, Draper, UT, United States


What To Expect
Tesla is seeking an experienced Claims Specialist to join the Insurance Team. This role focuses on resolving insurance claims with compassion and efficiency while delivering outstanding customer service. The successful candidate will analyze policies, manage investigations, and collaborate with various stakeholders to ensure equitable outcomes for all parties involved.

What You'll Do

Analyze, review, and interpret policies to assess coverage and liability

Determine necessary investigations for complex claims to reach fair conclusions

Oversee work performed by independent adjusters or appraisers

Document, verify, and review damages while evaluating and settling claims

Investigate subrogation, handle total losses, and process salvage returns

Maintain daily communication with adjusters, insureds, claimants, attorneys, vendors, and agents

Establish and maintain appropriate loss and expense reserves for claims

What You'll Bring

Bachelors Degree, or equivalent experience

2+ years of experience handling claims with expertise in coverage, investigation, litigation, negotiation, damage/injury evaluation, personal injury protection, medical payments coverage, salvage, subrogation

Knowledge of state laws and regulations related to general liability claims handling

Basic understanding of claims mathematics, construction, auto physical damage, medical terminology, and legal issues

Ability to be onsite daily

Property and Casualty (P&C) adjuster's license in the state of domicile, plus non-resident adjuster's licenses in all other states where required—or the ability to obtain them within 60 days of starting

Benefits
Along with competitive pay, as a full-time Tesla employee, you are eligible for the following benefits at day 1 of hire:

Medical plans > plan options with $0 payroll deduction

Family‑building, fertility, adoption and surrogacy benefits

Dental (including orthodontic coverage) and vision plans, both have options with a $0 paycheck contribution

Company Paid (Health Savings Accounts) HSA Contribution when enrolled in the High‑Deductible medical plan with HSA

Healthcare and Dependent Care Flexible Spending Accounts (FSA)

401(k) with employer match, Employee Stock Purchase Plans, and other financial benefits

Company paid Basic Life, AD&D

Short‑term and long‑term disability insurance (90 day waiting period)

Employee Assistance Program

Sick and Vacation time (Flex time for salary positions, Accrued hours for Hourly positions), and Paid Holidays

Back‑up childcare and parenting support resources

Voluntary benefits to include: critical illness, hospital indemnity, accident insurance, theft & legal services, and pet insurance

Weight Loss and Tobacco Cessation Programs

Tesla Babies program

Commuter benefits

Employee discounts and perks program

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