BSA Analyst
Schertzbank, Schertz, TX, United States
Full Time Schertz - Main Location Posted on 4/16/2026
Career Details
Job Title:
BSA Analyst
Location:
Schertz Bank & Trust, Main Branch
Job Type:
Full-Time
Department:
Compliance / Risk Management
Reports To:
BSA Officer
Position Summary
The BSA Analyst is responsible for ensuring the bank’s compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, USA PATRIOT Act, OFAC requirements, and internal policies and procedures. The ideal candidate will conduct daily monitoring, investigations, and reporting to identify suspicious activity, helping to protect the bank and its customers from financial crimes.
Key Responsibilities
Monitor and analyze daily transaction activity for potential money laundering, fraud, or suspicious activity using internal systems and reports.
Daily, weekly, and monthly compliance report reviews, including but not limited to, OFAC reports, check kiting review, Suspect activity reports, cash reports, monetary instrument logs, etc.
Conduct thorough investigations of alerts and case files, document findings, and elevate issues when appropriate.
Assist in the preparation and filing of Currency Transaction Reports (CTRs) within regulatory timelines.
Perform Enhanced Due Diligence (EDD) reviews on high-risk customers, including periodic reviews and customer risk assessments.
Review and analyze Customer Identification Program (CIP), Customer Due Diligence (CDD), and Know Your Customer (KYC) documentation for new and existing accounts.
Assist in maintaining the BSA/AML software system, including tuning parameters and updating customer risk profiles.
Support internal and external audits and regulatory examinations by preparing documentation and reports.
Stay current with changes to BSA/AML/OFAC regulations and industry best practices.
Collaborate with other departments to ensure organization-wide compliance and risk awareness.
Assist the BSA Officer with periodic risk assessments, policy updates, and training initiatives.
Qualifications Required
High school diploma or GED
2+ years of experience at a financial institution (community bank experience preferred)
Knowledge of BSA/AML/OFAC laws and regulations
Strong analytical, organizational, and problem-solving skills
Excellent written and verbal communication skills
Proficient in Microsoft Office (Word, Excel, Outlook) and core banking systems
Qualifications Preferred
Associate or Bachelor’s degree in Business, Finance, Criminal Justice, or related field
Experience with BSA/AML monitoring software (e.g., Verafin, Abrigo, Patriot Officer, FCRM, etc)
Experience using Fiserv core banking systems
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Career Details
Job Title:
BSA Analyst
Location:
Schertz Bank & Trust, Main Branch
Job Type:
Full-Time
Department:
Compliance / Risk Management
Reports To:
BSA Officer
Position Summary
The BSA Analyst is responsible for ensuring the bank’s compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, USA PATRIOT Act, OFAC requirements, and internal policies and procedures. The ideal candidate will conduct daily monitoring, investigations, and reporting to identify suspicious activity, helping to protect the bank and its customers from financial crimes.
Key Responsibilities
Monitor and analyze daily transaction activity for potential money laundering, fraud, or suspicious activity using internal systems and reports.
Daily, weekly, and monthly compliance report reviews, including but not limited to, OFAC reports, check kiting review, Suspect activity reports, cash reports, monetary instrument logs, etc.
Conduct thorough investigations of alerts and case files, document findings, and elevate issues when appropriate.
Assist in the preparation and filing of Currency Transaction Reports (CTRs) within regulatory timelines.
Perform Enhanced Due Diligence (EDD) reviews on high-risk customers, including periodic reviews and customer risk assessments.
Review and analyze Customer Identification Program (CIP), Customer Due Diligence (CDD), and Know Your Customer (KYC) documentation for new and existing accounts.
Assist in maintaining the BSA/AML software system, including tuning parameters and updating customer risk profiles.
Support internal and external audits and regulatory examinations by preparing documentation and reports.
Stay current with changes to BSA/AML/OFAC regulations and industry best practices.
Collaborate with other departments to ensure organization-wide compliance and risk awareness.
Assist the BSA Officer with periodic risk assessments, policy updates, and training initiatives.
Qualifications Required
High school diploma or GED
2+ years of experience at a financial institution (community bank experience preferred)
Knowledge of BSA/AML/OFAC laws and regulations
Strong analytical, organizational, and problem-solving skills
Excellent written and verbal communication skills
Proficient in Microsoft Office (Word, Excel, Outlook) and core banking systems
Qualifications Preferred
Associate or Bachelor’s degree in Business, Finance, Criminal Justice, or related field
Experience with BSA/AML monitoring software (e.g., Verafin, Abrigo, Patriot Officer, FCRM, etc)
Experience using Fiserv core banking systems
#J-18808-Ljbffr