DOB - Financial Examiner VI-VII: Commercial Bank Examiner
CAPPS, Inc., Houston, TX, United States
Financial Examiner VI-VII: Commercial Bank Examiner
Organization: Texas Department of Banking
Primary Location: Texas-Houston
Work Locations: Houston Regional Office 8588 Katy Freeway, Suite 345 Houston 77024 Other Locations: Texas-Dallas, Texas-Lubbock, Texas-San Antonio
Job: Business and Financial Operations
Employee Status: Regular
Schedule: Full-time
Standard Hours Per Week: 40.00
Travel: Yes, 50 % of the Time
State Job Code: 451U
Salary Admin Plan: N/A
Grade: 00
Salary (Pay Basis): $11,717 - $14,912 (Monthly)
Number of Openings: 4
Overtime Status: Exempt
Mission: The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.
General Description: Acts as Examiner-In-Charge (EIC) of all types of examinations involving large, complex and problem institutions with limited to no supervision. Recommends corrective action of problem institutions to Regional Director or Chief Examiner. Works under minimal supervision with considerable latitude for the use of initiative and independent judgment.
Job Duties:
Assist employee's supervisor (Director, Regional Review Examiner (RRE), or Chief Examiner) in their duties.
Perform as Examiner-In-Charge (EIC) of any institution, regardless of size or complexity.
Provide recommendations to and works with the employee's supervisor to determine corrective actions for problem institutions.
Ensure proper application of departmental policies and procedures, as well as state and federal regulations.
Represent the Department at board of directors' meetings of financial institutions of any size or complexity.
Perform report review function of commercial, trust, and information technology (IT) examinations.
Provide assignments and training in an equitable manner to assigned teams.
Prepare schedule of supervisory examinations and allocate manpower in an efficient manner.
Assume the role of Regional Review Examiner in his/her absence, as needed.
Participate in targeted exams of banks under continuous supervision and Shared National Credit reviews, serving as a voting member.
Serve as a leader, mentor, and supervisor of less experienced examiners.
Ensure that assistant examiners are adequately progressing to complete, in a timely manner, the Department's commissioning process called BETS.
Actively assists in coordinating in-house training activities for examiners in their region or specialty.
Promote a harassment free work environment consistent with EEO and affirmative employment principles.
Undertake special projects assigned by the Regional or Headquarters Office.
Perform other duties as assigned.
Qualifications:
Required Minimum Qualification: Experience and Education Requirements:
Financial Examiner VI
Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting.
A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related.
Six years progressively responsible experience in the regulation, examination, and analysis of financial institutions. I.e. Federal Deposit Insurance Corporation, Federal Reserve Bank, Office of the Comptroller of the Currency
Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.
Financial Examiner VII
Same education as the Financial Examiner VI
Eight years progressively responsible experience in the regulation, examination, and analysis of financial institutions.
I.e. Federal Deposit Insurance Corporation, Federal Reserve Bank, Office of the Comptroller of the Currency
Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.
Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
Preferred Qualifications:
Work experience with a financial institution and completion of graduate banking school.
Recent supervisory experience regarding commercial bank safety and soundness risk profiling, work procedures, and issues.
Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.
Special Requirements:
Position requires at least 50 % overnight travel.
Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
Applicants selected for an interview may be asked to complete a work style profile.
Final applicants may be subject to an employment credit check, driving record check, and criminal background check.
State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107.
For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers
Knowledge, Skills, and Abilities:
Possess and exhibit excellent oral and written communication skills.
Possess working knowledge in the use of personal computers, including Microsoft Word and Excel.
Knowledge of statuary requirements, business operating procedures and reporting techniques.
Skill in reviewing and auditing financial data and records.
Ability to serve, without supervision, as EIC of small or large, non-complex or complex, and non-problem or problem institutions.
Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public.
Ability to be self-motivated and exercise initiative and independent judgment.
Ability to maintain confidentiality and handle sensitive information.
Ability to mentor, motivate and train less experienced examiners.
Physical Requirements and/or Working Conditions:
The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers.
This position requires:
Regular and punctual attendance.
Frequent use of personal computer, copiers, printers, and telephones.
Frequent sitting.
Frequent work under stress, as a team member, and in direct contact with others.
Position requires at least 50 % overnight travel.
How to Apply:
To submit your application for employment, select Apply Online. Create and/or Login to your on- line applicant profile and electronically submit your State of Texas Application for Employment. All applications must contain complete job histories, which includes job title, dates of employment, name of employer, supervisor's name
Organization: Texas Department of Banking
Primary Location: Texas-Houston
Work Locations: Houston Regional Office 8588 Katy Freeway, Suite 345 Houston 77024 Other Locations: Texas-Dallas, Texas-Lubbock, Texas-San Antonio
Job: Business and Financial Operations
Employee Status: Regular
Schedule: Full-time
Standard Hours Per Week: 40.00
Travel: Yes, 50 % of the Time
State Job Code: 451U
Salary Admin Plan: N/A
Grade: 00
Salary (Pay Basis): $11,717 - $14,912 (Monthly)
Number of Openings: 4
Overtime Status: Exempt
Mission: The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.
General Description: Acts as Examiner-In-Charge (EIC) of all types of examinations involving large, complex and problem institutions with limited to no supervision. Recommends corrective action of problem institutions to Regional Director or Chief Examiner. Works under minimal supervision with considerable latitude for the use of initiative and independent judgment.
Job Duties:
Assist employee's supervisor (Director, Regional Review Examiner (RRE), or Chief Examiner) in their duties.
Perform as Examiner-In-Charge (EIC) of any institution, regardless of size or complexity.
Provide recommendations to and works with the employee's supervisor to determine corrective actions for problem institutions.
Ensure proper application of departmental policies and procedures, as well as state and federal regulations.
Represent the Department at board of directors' meetings of financial institutions of any size or complexity.
Perform report review function of commercial, trust, and information technology (IT) examinations.
Provide assignments and training in an equitable manner to assigned teams.
Prepare schedule of supervisory examinations and allocate manpower in an efficient manner.
Assume the role of Regional Review Examiner in his/her absence, as needed.
Participate in targeted exams of banks under continuous supervision and Shared National Credit reviews, serving as a voting member.
Serve as a leader, mentor, and supervisor of less experienced examiners.
Ensure that assistant examiners are adequately progressing to complete, in a timely manner, the Department's commissioning process called BETS.
Actively assists in coordinating in-house training activities for examiners in their region or specialty.
Promote a harassment free work environment consistent with EEO and affirmative employment principles.
Undertake special projects assigned by the Regional or Headquarters Office.
Perform other duties as assigned.
Qualifications:
Required Minimum Qualification: Experience and Education Requirements:
Financial Examiner VI
Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting.
A graduate degree in finance, accounting, business administration, economics, or job-related field may substitute for an undergraduate degree that is not business related.
Six years progressively responsible experience in the regulation, examination, and analysis of financial institutions. I.e. Federal Deposit Insurance Corporation, Federal Reserve Bank, Office of the Comptroller of the Currency
Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.
Financial Examiner VII
Same education as the Financial Examiner VI
Eight years progressively responsible experience in the regulation, examination, and analysis of financial institutions.
I.e. Federal Deposit Insurance Corporation, Federal Reserve Bank, Office of the Comptroller of the Currency
Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.
Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
Preferred Qualifications:
Work experience with a financial institution and completion of graduate banking school.
Recent supervisory experience regarding commercial bank safety and soundness risk profiling, work procedures, and issues.
Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.
Special Requirements:
Position requires at least 50 % overnight travel.
Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
Applicants selected for an interview may be asked to complete a work style profile.
Final applicants may be subject to an employment credit check, driving record check, and criminal background check.
State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107.
For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile reflecting courses attended with previous employers
Knowledge, Skills, and Abilities:
Possess and exhibit excellent oral and written communication skills.
Possess working knowledge in the use of personal computers, including Microsoft Word and Excel.
Knowledge of statuary requirements, business operating procedures and reporting techniques.
Skill in reviewing and auditing financial data and records.
Ability to serve, without supervision, as EIC of small or large, non-complex or complex, and non-problem or problem institutions.
Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public.
Ability to be self-motivated and exercise initiative and independent judgment.
Ability to maintain confidentiality and handle sensitive information.
Ability to mentor, motivate and train less experienced examiners.
Physical Requirements and/or Working Conditions:
The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers.
This position requires:
Regular and punctual attendance.
Frequent use of personal computer, copiers, printers, and telephones.
Frequent sitting.
Frequent work under stress, as a team member, and in direct contact with others.
Position requires at least 50 % overnight travel.
How to Apply:
To submit your application for employment, select Apply Online. Create and/or Login to your on- line applicant profile and electronically submit your State of Texas Application for Employment. All applications must contain complete job histories, which includes job title, dates of employment, name of employer, supervisor's name