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Loan Officer (Raleigh)

West Capital Lending, Raleigh, NC, United States


Location:

Remote (Must be licensed in North Carolina; Raleigh market focus)

Compensation:

Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused

Loan Officer

to join our growing team. This is a

remote position , with a primary focus on serving clients in the

Raleigh, NC.

The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities
Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
Build and maintain strong relationships with clients, real estate agents, and referral partners
Guide borrowers through the loan application process and provide clear, timely communication
Analyze borrower financials to recommend appropriate loan products
Ensure all loan files meet federal, state, and investor compliance requirements
Collaborate with processing and underwriting teams to ensure smooth and timely closings
Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications
Active

North Carolina Loan Originator license

(NMLS) required
2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
Strong knowledge of mortgage products and underwriting guidelines
Excellent communication, sales, and relationship-building skills
Ability to work independently in a remote environment
Proficient with loan origination systems and digital documentation tools

What We Offer
100% remote work environment
Competitive commission structure with high earning potential
Access to a wide range of loan products and competitive rates
Marketing and operational support
Flexible schedule with autonomy over your pipeline
Growth opportunities within a scaling organization