Lending Assistant II
Jefferson Bank, San Antonio, TX, United States
Administrative Support For Lending Department
To provide administrative support to lending department staff to include but not limited to, scheduling appointments, receiving visitors, collateral tracking for all loan types. Duties will be diverse based on assignments which require knowledge of consumer/commercial loan, and department operation and technical procedures.
Duties and responsibilities include:
Assist in processing new/renewed loans to include talking with customers, preparing loan worksheets, preparing debt and deposit recaps, obtaining credit reports, ordering documents, and proofing loan documents
Meet with customers to close the loan, funding loan, collecting related fees and recording related collateral documents
Manage pipeline report that documents status of renewing loans, new loans, prospective loans, and letters of credits
Assist loan officers in preparation of loan packages for loan committee meetings
Assist Loan Officers in pulling reports including, but not limited to Past Due Loans, Coming Due Loans and Exceptions (Financial and Collateral)
Assist in the collection of past due loan payments, requesting deposits to cover overdrawn accounts and decision NSF items on a daily basis
Greet and assist loan customers, arrange appointments, and help with the loan application process
Work to resolve loan exceptions to ensure bank's interests are protected
Communicate with 3rd party legal counsel, title companies, and other appropriate parties regarding ordering and formatting loan documents, title commitments, collateral valuations, or other appropriate documents for large commercial transactions. Will order appraisals and other environmental due diligence information
Adhere to Loan Policy, bank procedures and regulatory requirements when processing loans.
Minimum qualifications include:
2 to 3 years as an assistant in a commercial lending environment with pre- and post-closing experience working directly with the Borrower and Third-Parties inclusive of Attorney, Title Companies and Back Office Administration
Strong organizational and customer service skills
Ability to demonstrate strong verbal and written communication skills
Preferred experience is not available.
Education/skills/experience include:
High School Diploma or Equivalent
College courses in lending preferred
Knowledge of depository and lending policies and guidelines
Strong organizational skills with the ability to work in dynamic environment, that demands the ability to manage multiple, and often competing priorities
Detail oriented; high degree of accuracy
Equipment/machines/software include:
Experience using Microsoft Programs (Outlook, Excel, Word, Teams and PowerPoint)
Experience using ShareFile
Ability to work with office equipment such as phone system, calculator, copiers, scanners, shredders, and fax
Jack Henry knowledge preferred
Competency requirements include:
Must be able to hear and speak to communicate with customers
Proven organizational skills with ability to multi-task and follow assigned tasks through completion
Ability to work independently with minimal supervision
Must be accustomed to a fast-paced office environment
Must have the ability to work with frustrated or anxious customers
Physical requirements include:
Must be able to lift, push and pull files up to 20 pounds
Must be able to bend, stoop and be mobile within office environment
Must be able to sit for most of the day in front of a computer
Must be able to speak and hear customers
Must be able to see computer screen to read and type on the keyboard
Occasional travel to other banking centers for meetings
This job description does not imply an employment contract, nor is it intended to include every duty and responsibility that the employee is responsible for. Duties and tasks may be assigned by the management team based on department and business needs.
Jefferson Bank is an EEO employer and an Affirmative Action Employer, M/F/Disability/Protected Veteran Status.
To provide administrative support to lending department staff to include but not limited to, scheduling appointments, receiving visitors, collateral tracking for all loan types. Duties will be diverse based on assignments which require knowledge of consumer/commercial loan, and department operation and technical procedures.
Duties and responsibilities include:
Assist in processing new/renewed loans to include talking with customers, preparing loan worksheets, preparing debt and deposit recaps, obtaining credit reports, ordering documents, and proofing loan documents
Meet with customers to close the loan, funding loan, collecting related fees and recording related collateral documents
Manage pipeline report that documents status of renewing loans, new loans, prospective loans, and letters of credits
Assist loan officers in preparation of loan packages for loan committee meetings
Assist Loan Officers in pulling reports including, but not limited to Past Due Loans, Coming Due Loans and Exceptions (Financial and Collateral)
Assist in the collection of past due loan payments, requesting deposits to cover overdrawn accounts and decision NSF items on a daily basis
Greet and assist loan customers, arrange appointments, and help with the loan application process
Work to resolve loan exceptions to ensure bank's interests are protected
Communicate with 3rd party legal counsel, title companies, and other appropriate parties regarding ordering and formatting loan documents, title commitments, collateral valuations, or other appropriate documents for large commercial transactions. Will order appraisals and other environmental due diligence information
Adhere to Loan Policy, bank procedures and regulatory requirements when processing loans.
Minimum qualifications include:
2 to 3 years as an assistant in a commercial lending environment with pre- and post-closing experience working directly with the Borrower and Third-Parties inclusive of Attorney, Title Companies and Back Office Administration
Strong organizational and customer service skills
Ability to demonstrate strong verbal and written communication skills
Preferred experience is not available.
Education/skills/experience include:
High School Diploma or Equivalent
College courses in lending preferred
Knowledge of depository and lending policies and guidelines
Strong organizational skills with the ability to work in dynamic environment, that demands the ability to manage multiple, and often competing priorities
Detail oriented; high degree of accuracy
Equipment/machines/software include:
Experience using Microsoft Programs (Outlook, Excel, Word, Teams and PowerPoint)
Experience using ShareFile
Ability to work with office equipment such as phone system, calculator, copiers, scanners, shredders, and fax
Jack Henry knowledge preferred
Competency requirements include:
Must be able to hear and speak to communicate with customers
Proven organizational skills with ability to multi-task and follow assigned tasks through completion
Ability to work independently with minimal supervision
Must be accustomed to a fast-paced office environment
Must have the ability to work with frustrated or anxious customers
Physical requirements include:
Must be able to lift, push and pull files up to 20 pounds
Must be able to bend, stoop and be mobile within office environment
Must be able to sit for most of the day in front of a computer
Must be able to speak and hear customers
Must be able to see computer screen to read and type on the keyboard
Occasional travel to other banking centers for meetings
This job description does not imply an employment contract, nor is it intended to include every duty and responsibility that the employee is responsible for. Duties and tasks may be assigned by the management team based on department and business needs.
Jefferson Bank is an EEO employer and an Affirmative Action Employer, M/F/Disability/Protected Veteran Status.