2027 Commercial & Specialized Industries Summer Analyst Program
J.P. Morgan, New York, NY, United States
Join JPMorganChase's Commercial & Specialized Industries (C&SI) group, serving diverse entities with revenues from $20 million to $2 billion. This role offers direct client work in banking, treasury, and credit, alongside strategic projects to enhance your skills. Benefit from comprehensive training, mentorship, and engagement with senior leaders to kickstart your financial services career, with options for a diversified experience or a focused track in Capital & Advisory Solutions in major cities like Chicago, Houston, and New York. Analysts will gain expertise in financial modeling, credit analysis, and client interactions within a collaborative team environment.
How We’re Organized
A diversified experience across various teams and functions, where you will work with regional groups and industry segments such as Agribusiness, Life Sciences, and Technology.
A focused program in Capital & Advisory Solutions, offering exposure to Asset Based Lending, Mid-Cap Financial Sponsors Group, and Syndicated Finance teams, where you will engage in complex financing and analytics. You will prepare client‑facing materials, including pitchbooks and marketing decks, and participate in the origination, structuring, and marketing of loan syndication.
Syndicated Finance Group
Locations: Chicago, Houston
Syndicated Finance Group Analysts support the origination, structuring, pricing, negotiation, and distribution of loan syndications for Middle Market and Commercial Real Estate clients in North America by collaborating on debt transactions—including financial modeling, cash flow analysis, term sheet development, credit and capital market presentations—preparing offering and marketing materials for investors, and working with credit professionals on transaction legal documentation.
Asset Based Lending
Locations: New York, Chicago, Los Angeles, Irvine, Atlanta, Dallas
As an Analyst in the ABL group, you will learn credit analysis fundamentals and work with experienced teams on structuring and managing financing solutions, gaining exposure to industry‑leading credit, origination, and syndication teams that cover a broad spectrum of industries, contribute to the Commercial Bank’s loan portfolio with approximately $44 billion of credit exposure and over 1,000 clients, receive training in lending based on both collateral value and cash flows, and ultimately develop into a specialist with broad credit skills and industry experience.
Financial Sponsors Group
Locations: New York, Chicago, Los Angeles
FSG Analysts develop deal‑related and client‑facing materials—including pitchbooks and marketing decks—conduct financial analysis in partnership with Credit, Commercial Banking, and Investment Banking teams, participate in client calls for both relationship management and deal execution, and collaborate with C&SI Bankers, Credit Officers, and Product Partners to deliver financing solutions and strategic advisory across Commercial and Investment Banking divisions.
In all tracks, Summer Analysts supporting our regional groups will work with C&SI Bankers, Credit Officers, Treasury Officers and Product Partners who cover a variety of industries to provide a range of financing solutions and strategic advisory.
Job Responsibilities
Our Summer Analyst Program will provide you with an introduction to client management, credit structuring, and cash management allowing you to develop the necessary skillset to become a successful Full‑Time Analyst. The 9‑week program will begin with a week of orientation and training, giving you foundational business knowledge you’ll build upon throughout the summer.
You will also have the opportunity to hear from and network with senior leaders and spend time with peers from programs across the bank at philanthropic and group events.
Upon successful completion of the internship program, you may receive an offer of full‑time employment in our 2.5 year, full‑time C&SI Analyst Program.
Working on financial models to support financing transactions
Preparing marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis)
Learning how to identify treasury product solutions to benefit clients’ long‑term planning
Collaborate with deal teams regarding business development strategy, including the identification of potential prospects
Developing an understanding of the full breadth of J.P. Morgan products and service offerings
Conducting client and prospect research to support business development efforts
Locations (Diversified Track)
Atlanta
Austin
Birmingham (Detroit Metro Area)
Boston
Charlotte
Chicago
Dallas
Denver
Houston
Indianapolis
Irvine
Los Angeles
Miami
Nashville
New York City
Philadelphia
Phoenix
San Francisco
Seattle
Washington D.C.
Locations (Capital & Advisory Solutions Track)
Atlanta
Chicago
Dallas
Houston
Los Angeles
New York City
Who We Are Seeking
We are looking for individuals who have an interest in corporate banking and enjoy working with people, building relationships, and providing best‑in‑class customer experience.
Required Qualifications, Capabilities, and Skills
Exceptional verbal and written communication skills
Excellent problem solving and critical thinking skills
Strong attention to detail
Ability to thrive in a fast‑paced, collaborative work environment
Pursuing a bachelor’s degree with an expected graduation date between December 2027 and June 2028
Candidates must be authorized to work permanently in the U.S.
Preferred Qualifications
Coursework in business, finance, or accounting a plus
Minimum cumulative GPA of 3.2 on a 4.0 scale is preferred
Federal Deposit Insurance Act
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.
Work Authorization
To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment‑based immigration sponsorship for this program. Likewise, JPMorganChase will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
Please note that your performance in this program will be evaluated for the purpose of assessing a permanent full‑time offer post‑graduation, a role that is likewise ineligible for employment‑based immigration sponsorship.
Equal Opportunity Employment
JPMorganChase is an equal opportunity employer and places a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
Equal Opportunity & Disability/Veterans
We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
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How We’re Organized
A diversified experience across various teams and functions, where you will work with regional groups and industry segments such as Agribusiness, Life Sciences, and Technology.
A focused program in Capital & Advisory Solutions, offering exposure to Asset Based Lending, Mid-Cap Financial Sponsors Group, and Syndicated Finance teams, where you will engage in complex financing and analytics. You will prepare client‑facing materials, including pitchbooks and marketing decks, and participate in the origination, structuring, and marketing of loan syndication.
Syndicated Finance Group
Locations: Chicago, Houston
Syndicated Finance Group Analysts support the origination, structuring, pricing, negotiation, and distribution of loan syndications for Middle Market and Commercial Real Estate clients in North America by collaborating on debt transactions—including financial modeling, cash flow analysis, term sheet development, credit and capital market presentations—preparing offering and marketing materials for investors, and working with credit professionals on transaction legal documentation.
Asset Based Lending
Locations: New York, Chicago, Los Angeles, Irvine, Atlanta, Dallas
As an Analyst in the ABL group, you will learn credit analysis fundamentals and work with experienced teams on structuring and managing financing solutions, gaining exposure to industry‑leading credit, origination, and syndication teams that cover a broad spectrum of industries, contribute to the Commercial Bank’s loan portfolio with approximately $44 billion of credit exposure and over 1,000 clients, receive training in lending based on both collateral value and cash flows, and ultimately develop into a specialist with broad credit skills and industry experience.
Financial Sponsors Group
Locations: New York, Chicago, Los Angeles
FSG Analysts develop deal‑related and client‑facing materials—including pitchbooks and marketing decks—conduct financial analysis in partnership with Credit, Commercial Banking, and Investment Banking teams, participate in client calls for both relationship management and deal execution, and collaborate with C&SI Bankers, Credit Officers, and Product Partners to deliver financing solutions and strategic advisory across Commercial and Investment Banking divisions.
In all tracks, Summer Analysts supporting our regional groups will work with C&SI Bankers, Credit Officers, Treasury Officers and Product Partners who cover a variety of industries to provide a range of financing solutions and strategic advisory.
Job Responsibilities
Our Summer Analyst Program will provide you with an introduction to client management, credit structuring, and cash management allowing you to develop the necessary skillset to become a successful Full‑Time Analyst. The 9‑week program will begin with a week of orientation and training, giving you foundational business knowledge you’ll build upon throughout the summer.
You will also have the opportunity to hear from and network with senior leaders and spend time with peers from programs across the bank at philanthropic and group events.
Upon successful completion of the internship program, you may receive an offer of full‑time employment in our 2.5 year, full‑time C&SI Analyst Program.
Working on financial models to support financing transactions
Preparing marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis)
Learning how to identify treasury product solutions to benefit clients’ long‑term planning
Collaborate with deal teams regarding business development strategy, including the identification of potential prospects
Developing an understanding of the full breadth of J.P. Morgan products and service offerings
Conducting client and prospect research to support business development efforts
Locations (Diversified Track)
Atlanta
Austin
Birmingham (Detroit Metro Area)
Boston
Charlotte
Chicago
Dallas
Denver
Houston
Indianapolis
Irvine
Los Angeles
Miami
Nashville
New York City
Philadelphia
Phoenix
San Francisco
Seattle
Washington D.C.
Locations (Capital & Advisory Solutions Track)
Atlanta
Chicago
Dallas
Houston
Los Angeles
New York City
Who We Are Seeking
We are looking for individuals who have an interest in corporate banking and enjoy working with people, building relationships, and providing best‑in‑class customer experience.
Required Qualifications, Capabilities, and Skills
Exceptional verbal and written communication skills
Excellent problem solving and critical thinking skills
Strong attention to detail
Ability to thrive in a fast‑paced, collaborative work environment
Pursuing a bachelor’s degree with an expected graduation date between December 2027 and June 2028
Candidates must be authorized to work permanently in the U.S.
Preferred Qualifications
Coursework in business, finance, or accounting a plus
Minimum cumulative GPA of 3.2 on a 4.0 scale is preferred
Federal Deposit Insurance Act
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.
Work Authorization
To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment‑based immigration sponsorship for this program. Likewise, JPMorganChase will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
Please note that your performance in this program will be evaluated for the purpose of assessing a permanent full‑time offer post‑graduation, a role that is likewise ineligible for employment‑based immigration sponsorship.
Equal Opportunity Employment
JPMorganChase is an equal opportunity employer and places a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
Equal Opportunity & Disability/Veterans
We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
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