Diligence Associate / Underwriter (Miami)
Ascendo Resources, Miami, FL, United States
Our client is a proprietary asset managerr, they are seeking a Diligence Associate/ Manager to support its Whole Loan Residential platform. This role sits within a high-performing team responsible for evaluating and managing portfolios across non-performing, re-performing, and non-QM residential mortgage assets.
You will have strong underwriting experience in Non QM or QA experience to transition into a loan-level diligence role within a sophisticated investment environment.
Responsibilities
Perform detailed loan file reviews to validate completeness, accuracy, and compliance across credit, income, asset, appraisal, and title documentation
Partner with third-party review firms to track diligence progress, resolve exceptions, and support rebuttal processes
Analyze non-QM loans, including bank statement, P&L, and DSCR methodologies, against internal investment guidelines
Support reporting efforts, including diligence pipeline tracking, status updates, and performance metrics for senior leadership
Maintain accurate data input across internal systems, including asset management platforms and loan systems
Assist with data aggregation and documentation in support of securitization and capital markets activity
Qualifications
3+years of experience in mortgage underwriting, loan processing, or quality assurance; secondary market or diligence exposure preferred
Foundational understanding of credit analysis, including the four Cs (credit, capacity, capital, collateral)
Exposure to non-QM or non-agency lending products strongly preferred
Advanced Excel skills, including v-lookups, pivot tables, and data manipulation
Experience with AUS systems (Desktop Underwriter or Loan Prospector) is a plus
Strong attention to detail with the ability to identify inconsistencies across complex loan files
Bachelor’s degree in Finance, Economics, Business, or a related field
You will have strong underwriting experience in Non QM or QA experience to transition into a loan-level diligence role within a sophisticated investment environment.
Responsibilities
Perform detailed loan file reviews to validate completeness, accuracy, and compliance across credit, income, asset, appraisal, and title documentation
Partner with third-party review firms to track diligence progress, resolve exceptions, and support rebuttal processes
Analyze non-QM loans, including bank statement, P&L, and DSCR methodologies, against internal investment guidelines
Support reporting efforts, including diligence pipeline tracking, status updates, and performance metrics for senior leadership
Maintain accurate data input across internal systems, including asset management platforms and loan systems
Assist with data aggregation and documentation in support of securitization and capital markets activity
Qualifications
3+years of experience in mortgage underwriting, loan processing, or quality assurance; secondary market or diligence exposure preferred
Foundational understanding of credit analysis, including the four Cs (credit, capacity, capital, collateral)
Exposure to non-QM or non-agency lending products strongly preferred
Advanced Excel skills, including v-lookups, pivot tables, and data manipulation
Experience with AUS systems (Desktop Underwriter or Loan Prospector) is a plus
Strong attention to detail with the ability to identify inconsistencies across complex loan files
Bachelor’s degree in Finance, Economics, Business, or a related field