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Mortgage PreApproval Specialist

CrossCountry Mortgage, Phoenix, AZ, United States


Responsibilities

Gather and coordinate necessary loan documentation for verifications and underwriting such as loan files, loan packages, credit reports, and additional mortgage application paperwork

Gather initial documentation to fully pre-qualify a borrower based on their portfolio, make program and product recommendations for what best fits their needs

Structure the loan and send out needs list of additional documentation needed

Confidently provide an accurate pre approval to the borrower

Problem solve on ways to make a file work and structure accordingly

Qualifications

Preferred degree in banking or finance, and a high school diploma or equivalent is required

MS Office proficiency required; some CRM, MLS, DU, and proprietary mortgage software preferred

Possess an understanding of different loan products, such as conventional loans, FHA, VA, adjustable/ fixed, commercial loans, etc.

Having an NMLS license is not required, but is preferred

Preferably 2-3 years of administrative support in a professional office or mortgage environment

Expert-level knowledge of Fannie and Freddie guidelines

Strong ability to calculate income and run LP and DU

Compensation
65,000 yearly + bonus DOE

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