Financial Institution Credit Officer - Risks - New York, New York, United States
SGS Société Générale de Surveillance SA, New York, NY, United States
Responsibilities
Credit assessment of Financial Institutions covering both financing and hedging activities.
Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities, highlight the key risk factors.
Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered, document recommendation for final decision.
Validation of Obligor Risk Ratings, Basle II parameters (LGDs), other financial metrics.
Ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process.
Track credit and market trends on individual asset classes.
Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.
Contribution to Bank’s credit policy guidelines and overall risk appetite.
Participate in setting the global risk appetite for financing initiatives.
Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.)
Qualifications
Must Have:
1. 7+ years with within financial services with a focus on Financial Institutions and their financing needs.
2. Broad knowledge of risks impacting Financial Institutions and Financial Sponsors / Private Equity with a specific expertise in credit risk.
3. Must have good knowledge of the US Market and regulatory practices.
4. Must have strong analytical and solid judgment skills with a proven ability to understand complex transactions / processes.
5. Demonstrated problem solving ability and capacity to work autonomously.
6. Must have a strong ability to manage multiple projects and issues simultaneously.
7. Strong collaboration skills required both across the risk division and with other partners such as business lines, legal and compliance teams.
8. Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment.
9. Good English language writing skills, working knowledge of French is a plus.
10. Ability to work under pressure and to meet tight deadlines. Effective management of priorities.
11. Promoter of innovation and creativity.
#J-18808-Ljbffr
Credit assessment of Financial Institutions covering both financing and hedging activities.
Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities, highlight the key risk factors.
Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered, document recommendation for final decision.
Validation of Obligor Risk Ratings, Basle II parameters (LGDs), other financial metrics.
Ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process.
Track credit and market trends on individual asset classes.
Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.
Contribution to Bank’s credit policy guidelines and overall risk appetite.
Participate in setting the global risk appetite for financing initiatives.
Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.)
Qualifications
Must Have:
1. 7+ years with within financial services with a focus on Financial Institutions and their financing needs.
2. Broad knowledge of risks impacting Financial Institutions and Financial Sponsors / Private Equity with a specific expertise in credit risk.
3. Must have good knowledge of the US Market and regulatory practices.
4. Must have strong analytical and solid judgment skills with a proven ability to understand complex transactions / processes.
5. Demonstrated problem solving ability and capacity to work autonomously.
6. Must have a strong ability to manage multiple projects and issues simultaneously.
7. Strong collaboration skills required both across the risk division and with other partners such as business lines, legal and compliance teams.
8. Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment.
9. Good English language writing skills, working knowledge of French is a plus.
10. Ability to work under pressure and to meet tight deadlines. Effective management of priorities.
11. Promoter of innovation and creativity.
#J-18808-Ljbffr