Senior Loan Originator
American Honda Motor Company, Inc., Marysville, OH, United States
Job Purpose
Assist credit union members through the full real estate loan process, from initial assessment of financial needs through loan closing. Ensure compliance with all state and federal regulations while maintaining strong communication with members and third party partners including realtors, title companies, and processors.
Key Accountabilities
Achieve sales goals by following up on pre approvals, assisting members with loan applications, and providing product recommendations and disclosures
Obtain LP/DU feedback, collect and review supporting documentation, and explain requirements to members
Initiate outbound sales calls, visit branches, participate in homebuyer seminars, and build relationships with realtors and title companies
Lock rates and manage the loan process to ensure timelines are met and a high level of member service is delivered
Participate in ongoing training and mentor team members on real estate loan processes
Qualifications
Minimum Educational Qualifications
High school diploma or equivalent
Must meet or have met NMLS requirements
Minimum Experience
Minimum 3 years of related experience or relevant training
Working knowledge of state and federal lending regulations
Completion of internal specialized training
Other Job Specific Skills
Proficiency in Microsoft Office
Ability to structure loan offers and interpret regulations, policies, and procedures
Strong member service and communication skills
Ability to work in a fast paced environment
Knowledge of financial statements, tax returns, and credit reports
Understanding of title reports, insurance, and appraisals
Knowledge of secondary market guidelines
Strong organization and multitasking skills
Excellent verbal and written communication
Working Conditions
Primarily office based with standard business hours; may require occasional evenings or weekends based on member needs and loan timelines
Frequent interaction with members, realtors, title companies, and internal teams via phone, email, and in person
Fast paced environment with multiple concurrent loan files and strict deadlines
Requires prolonged periods of sitting and working on a computer
Occasional travel to branches, events, or homebuyer seminars as needed
May require flexibility to meet production goals and closing deadlines
Total Rewards
Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
Paid Overtime
Regional Bonus (when applicable)
Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
Paid time off, including vacation, holidays, shutdown
Company Paid Short-Term and Long-Term Disability
401K Plan with company match + additional contribution
Relocation assistance (if eligible)
Career Growth
Advancement Opportunities
Career Mobility
Education Reimbursement for Continued Learning
Training and Development programs
Additional Offerings
Tuition Assistance & Student Loan Repayment
Lifestyle Account
Childcare Reimbursement Account
Elder Care Support
Wellbeing Program
Community Service and Engagement Programs
Product Programs
Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.
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Assist credit union members through the full real estate loan process, from initial assessment of financial needs through loan closing. Ensure compliance with all state and federal regulations while maintaining strong communication with members and third party partners including realtors, title companies, and processors.
Key Accountabilities
Achieve sales goals by following up on pre approvals, assisting members with loan applications, and providing product recommendations and disclosures
Obtain LP/DU feedback, collect and review supporting documentation, and explain requirements to members
Initiate outbound sales calls, visit branches, participate in homebuyer seminars, and build relationships with realtors and title companies
Lock rates and manage the loan process to ensure timelines are met and a high level of member service is delivered
Participate in ongoing training and mentor team members on real estate loan processes
Qualifications
Minimum Educational Qualifications
High school diploma or equivalent
Must meet or have met NMLS requirements
Minimum Experience
Minimum 3 years of related experience or relevant training
Working knowledge of state and federal lending regulations
Completion of internal specialized training
Other Job Specific Skills
Proficiency in Microsoft Office
Ability to structure loan offers and interpret regulations, policies, and procedures
Strong member service and communication skills
Ability to work in a fast paced environment
Knowledge of financial statements, tax returns, and credit reports
Understanding of title reports, insurance, and appraisals
Knowledge of secondary market guidelines
Strong organization and multitasking skills
Excellent verbal and written communication
Working Conditions
Primarily office based with standard business hours; may require occasional evenings or weekends based on member needs and loan timelines
Frequent interaction with members, realtors, title companies, and internal teams via phone, email, and in person
Fast paced environment with multiple concurrent loan files and strict deadlines
Requires prolonged periods of sitting and working on a computer
Occasional travel to branches, events, or homebuyer seminars as needed
May require flexibility to meet production goals and closing deadlines
Total Rewards
Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
Paid Overtime
Regional Bonus (when applicable)
Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
Paid time off, including vacation, holidays, shutdown
Company Paid Short-Term and Long-Term Disability
401K Plan with company match + additional contribution
Relocation assistance (if eligible)
Career Growth
Advancement Opportunities
Career Mobility
Education Reimbursement for Continued Learning
Training and Development programs
Additional Offerings
Tuition Assistance & Student Loan Repayment
Lifestyle Account
Childcare Reimbursement Account
Elder Care Support
Wellbeing Program
Community Service and Engagement Programs
Product Programs
Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.
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