Sr. Credit Analyst
American Tire Distributors, Huntersville, NC, United States
Are you looking for an opportunity to turn your ambition and your people skills into a rewarding career with an industry leader? Join our team at American Tire Distributors! As the nation's premier tire distributor, ATD’s coast-to-coast distribution network provides approximately 80,000 customers across the U.S. and Canada with rapid and frequent delivery of high quality tires, custom wheels and shop supplies.
Position Description
The Senior Credit Analyst is responsible for analyzing U.S. customer accounts to mitigate financial risk. This includes monthly reviews of accounts that exceed established credit limits, assessing customer creditworthiness using D&B reports, sales history, and payment history, and providing recommendations to upper management. The Analyst will support the business by leading process improvement projects and other management directives. Additionally, this role will manage the Cforia application’s administration, documentation, and system configurations.
Key Responsibilities
Build and maintain O2C metrics and SLA dashboards via Excel and Power BI.
Coordinate bankruptcy activities and support for preference claims.
Understand mapping of Cforia data into boundary systems and maintain system integration to Oracle.
Document and resolve Level 1 and Level 2 issues for system users, escalating critical items to designated parties.
Serve as the system administrator for Cforia Autonomy, handling functional and technical issues, and resolving integration‑related errors and train secondary administrators.
Analyze financial statements and public financial information to determine appropriate credit limits for new and existing key customers.
Utilize market data and analytics to assess credit risk on large accounts and provide insights and recommendations.
Support or lead the negotiation of past‑due accounts, follow‑up inquiries, and refer accounts to collection agencies, collaborating with internal business partners.
Lead analytics around field and key accounts, including past‑due analysis, payment trends, and customer segmentation.
Partner with Financial Services Managers to provide data and trends on portfolios, driving insights into past‑due balances.
Drive the application of credit policy, periodic credit reviews on existing customers, and assessment of the creditworthiness of potential customers.
Oversee aging reporting and analysis, including monthly bad‑debt reporting, and lead the process of quantifying monthly accounting reserves.
Qualifications
Bachelor’s degree
5 years of related experience preferred
Skills
Action Planning
Analyze Alternatives and Recommend Solutions
Compliance Management
Data Collection and Analysis
Data Control
Document Management
Review and Reporting
Spreadsheet Expertise
Verbal Communication
Verify Requirements
Physical Demands / Working Conditions
Physical demands: While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle or feel objects, tools or controls; reach with hands and arms; climb stairs; balance, stoop, kneel, crouch or crawl; talk, hear, taste and/or smell; the employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by the job include close vision, distance vision, colour vision, peripheral vision, depth perception and the ability to adjust focus.
Work environment: While performing the duties of this job, the employee is exposed to weather conditions prevalent at the time. The noise level in the work environment is usually moderate.
Travel required: As required by the position.
American Tire Distributors is an Equal Opportunity Employer and Drug Free Workplace.
To review our Privacy Policy, click here.
#J-18808-Ljbffr
Position Description
The Senior Credit Analyst is responsible for analyzing U.S. customer accounts to mitigate financial risk. This includes monthly reviews of accounts that exceed established credit limits, assessing customer creditworthiness using D&B reports, sales history, and payment history, and providing recommendations to upper management. The Analyst will support the business by leading process improvement projects and other management directives. Additionally, this role will manage the Cforia application’s administration, documentation, and system configurations.
Key Responsibilities
Build and maintain O2C metrics and SLA dashboards via Excel and Power BI.
Coordinate bankruptcy activities and support for preference claims.
Understand mapping of Cforia data into boundary systems and maintain system integration to Oracle.
Document and resolve Level 1 and Level 2 issues for system users, escalating critical items to designated parties.
Serve as the system administrator for Cforia Autonomy, handling functional and technical issues, and resolving integration‑related errors and train secondary administrators.
Analyze financial statements and public financial information to determine appropriate credit limits for new and existing key customers.
Utilize market data and analytics to assess credit risk on large accounts and provide insights and recommendations.
Support or lead the negotiation of past‑due accounts, follow‑up inquiries, and refer accounts to collection agencies, collaborating with internal business partners.
Lead analytics around field and key accounts, including past‑due analysis, payment trends, and customer segmentation.
Partner with Financial Services Managers to provide data and trends on portfolios, driving insights into past‑due balances.
Drive the application of credit policy, periodic credit reviews on existing customers, and assessment of the creditworthiness of potential customers.
Oversee aging reporting and analysis, including monthly bad‑debt reporting, and lead the process of quantifying monthly accounting reserves.
Qualifications
Bachelor’s degree
5 years of related experience preferred
Skills
Action Planning
Analyze Alternatives and Recommend Solutions
Compliance Management
Data Collection and Analysis
Data Control
Document Management
Review and Reporting
Spreadsheet Expertise
Verbal Communication
Verify Requirements
Physical Demands / Working Conditions
Physical demands: While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle or feel objects, tools or controls; reach with hands and arms; climb stairs; balance, stoop, kneel, crouch or crawl; talk, hear, taste and/or smell; the employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by the job include close vision, distance vision, colour vision, peripheral vision, depth perception and the ability to adjust focus.
Work environment: While performing the duties of this job, the employee is exposed to weather conditions prevalent at the time. The noise level in the work environment is usually moderate.
Travel required: As required by the position.
American Tire Distributors is an Equal Opportunity Employer and Drug Free Workplace.
To review our Privacy Policy, click here.
#J-18808-Ljbffr