Ag Lender-I
Green Belt Bank & Trust, Iowa Falls, IA, United States
Overview
The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer.
Responsibilities
Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection.
Source, develop and underwrite financing requests for existing customers.
Work to support other agricultural lending activities.
Conduct collateral reviews and provide inspection summaries.
Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services.
Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required.
Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
Support livestock lending activities with inspection reports.
Make referrals to the Investment, Real Estate, and Insurance departments.
Source, develop and underwrite financing requests for new prospects.
Negotiate rates and terms of loans with customers and management within set guidelines.
Provide active leadership within the loan department and promote and foster the team and family concept.
Participate as a leader or member on various bank committees and task teams.
Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically.
Perform other duties as requested or assigned.
Requirements
Experience:
1-2 years of banking and lending experience
Experience should reflect financial acumen and familiarity with technology
Special Requirements
Critical Competencies to Effective Performances
1. Relationship Building- understands that a primary factor in success is establishing and maintaining productive relationships
2. Financial Acumen- understands the financial framework of the organization
3. Initiative- takes action without being prompted
4. Integrity- thinks and acts ethically and honestly
5. Problem Solving & Decision Making - identifies problems, solves them, acts decisively and shows good judgement
6. Communicativeness - recognizes the essential value of continuous information exchange and the competitive advantage it brings
7. Organizing & Planning - possesses strong organizational and planning skills
8. Industry Knowledge - knows the industry, monitors trends, and works to apply knowledge to advance the organization
9. Team Player - shares resources, responds to the needs of other departments and supports the larger organizational agenda
10. Learning Agility - seeks new knowledge and personal growth continuously
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The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer.
Responsibilities
Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection.
Source, develop and underwrite financing requests for existing customers.
Work to support other agricultural lending activities.
Conduct collateral reviews and provide inspection summaries.
Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services.
Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required.
Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
Support livestock lending activities with inspection reports.
Make referrals to the Investment, Real Estate, and Insurance departments.
Source, develop and underwrite financing requests for new prospects.
Negotiate rates and terms of loans with customers and management within set guidelines.
Provide active leadership within the loan department and promote and foster the team and family concept.
Participate as a leader or member on various bank committees and task teams.
Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically.
Perform other duties as requested or assigned.
Requirements
Experience:
1-2 years of banking and lending experience
Experience should reflect financial acumen and familiarity with technology
Special Requirements
Critical Competencies to Effective Performances
1. Relationship Building- understands that a primary factor in success is establishing and maintaining productive relationships
2. Financial Acumen- understands the financial framework of the organization
3. Initiative- takes action without being prompted
4. Integrity- thinks and acts ethically and honestly
5. Problem Solving & Decision Making - identifies problems, solves them, acts decisively and shows good judgement
6. Communicativeness - recognizes the essential value of continuous information exchange and the competitive advantage it brings
7. Organizing & Planning - possesses strong organizational and planning skills
8. Industry Knowledge - knows the industry, monitors trends, and works to apply knowledge to advance the organization
9. Team Player - shares resources, responds to the needs of other departments and supports the larger organizational agenda
10. Learning Agility - seeks new knowledge and personal growth continuously
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