Mortgage Loan Opener
Old National Bank, Evansville, IN, United States
Job Title
Mortgage Loan Opener
Job Description
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
We are currently seeking a Mortgage Loan Opener that is responsible for file quality review on submitted files and ordering various loan services as required by the loan program and investor(s). This position ensures mortgage files and all applicable documents are complete, organized, and accurate. This allows for quicker loan processing time and a more positive client experience.
Key Accountabilities
Orders loan services such as flood determination, title, and tax transcripts as required for the loan program and investor(s).
Ensures flood determination is delivered to borrower(s) according to internal procedures and Federal Regulations.
Reviews and analyzes Automated Underwriting Services (AUS) findings.
Identifies and files supporting loan documentation in correct placeholders.
Accurately completes the file quality checklist.
Maintains internal service level agreements.
Key Competencies for Position
Operational Knowledge and Organizational Skills
A working knowledge of various loan programs offered by Old National Bank, including FHA, VA, USDA, and Construction-to-Permanent loans.
Ability to read and analyze AUS findings and accurately apply that information to loan scenarios.
High attention to detail and is able to prioritize and function accurately under the pressure of deadlines.
Communication Skills
Ability to clearly communicate with internal and external stakeholders
Follow internal procedures and job aids
Effectively work as part of a team
Qualifications and Education Requirements
High School graduate or equivalent.
1-2 years of previous mortgage experience
Experience with Ellie Mae Encompass preferred
Exceptional organizational skills with the ability to self-direct, prioritize, manage changing priorities and deadlines.
Strong oral and written communication skills; ability to explain complex concepts in simplistic terms.
Strong attention to detail
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team
Mortgage Loan Opener
Job Description
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
We are currently seeking a Mortgage Loan Opener that is responsible for file quality review on submitted files and ordering various loan services as required by the loan program and investor(s). This position ensures mortgage files and all applicable documents are complete, organized, and accurate. This allows for quicker loan processing time and a more positive client experience.
Key Accountabilities
Orders loan services such as flood determination, title, and tax transcripts as required for the loan program and investor(s).
Ensures flood determination is delivered to borrower(s) according to internal procedures and Federal Regulations.
Reviews and analyzes Automated Underwriting Services (AUS) findings.
Identifies and files supporting loan documentation in correct placeholders.
Accurately completes the file quality checklist.
Maintains internal service level agreements.
Key Competencies for Position
Operational Knowledge and Organizational Skills
A working knowledge of various loan programs offered by Old National Bank, including FHA, VA, USDA, and Construction-to-Permanent loans.
Ability to read and analyze AUS findings and accurately apply that information to loan scenarios.
High attention to detail and is able to prioritize and function accurately under the pressure of deadlines.
Communication Skills
Ability to clearly communicate with internal and external stakeholders
Follow internal procedures and job aids
Effectively work as part of a team
Qualifications and Education Requirements
High School graduate or equivalent.
1-2 years of previous mortgage experience
Experience with Ellie Mae Encompass preferred
Exceptional organizational skills with the ability to self-direct, prioritize, manage changing priorities and deadlines.
Strong oral and written communication skills; ability to explain complex concepts in simplistic terms.
Strong attention to detail
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team