Senior Credit Analyst (Manhattan)
Ascendo Resources, Manhattan, IL, United States
We’re seeking a dynamic and analytical Senior Credit Analyst who thrives in a fast-paced, detail-oriented environment. This individual will play a key role in credit and risk assessment, partnering closely with senior leadership and underwriting teams to support the quality and profitability of the loan portfolio. This is an excellent opportunity for someone who excels in financial analysis, credit evaluation, and decision-making, and is eager to contribute to the development of innovative lending products.
2+ years of experience in credit analysis or underwriting, reporting directly to the CRO
Strong focus on cash flow analysis, risk assessment, and loan pricing (including pricing caps)
Required proficiency in advanced Excel and financial modeling
Core underwriting experience evaluating borrower creditworthiness and repayment ability
Regular analysis of P&L statements, balance sheets, and bank statements
Manage deal sizes ranging from $100K to $10M, with CRO involvement on $1M+ deals
High-volume environment handling ~30 files per day, taking deals from start to finish
Collaborative work style with other analysts and credit team members
Preferred experience with Salesforce, plus strong communication and phone skills (including funding calls)
Ideal candidate shows confidence, ownership, and mentoring potential
Clear growth path toward a Team Lead role with leadership responsibilities
Strong preference for candidates outside of MCA (merchant cash advance) backgrounds
Culture is young, fast-paced, and growth-oriented, favoring driven and ambitious individuals
Fully on-site, 5 days/week - no exceptions
Role includes credit memo preparation, borrower evaluation, and contribution to credit policy and product development
2+ years of experience in credit analysis or underwriting, reporting directly to the CRO
Strong focus on cash flow analysis, risk assessment, and loan pricing (including pricing caps)
Required proficiency in advanced Excel and financial modeling
Core underwriting experience evaluating borrower creditworthiness and repayment ability
Regular analysis of P&L statements, balance sheets, and bank statements
Manage deal sizes ranging from $100K to $10M, with CRO involvement on $1M+ deals
High-volume environment handling ~30 files per day, taking deals from start to finish
Collaborative work style with other analysts and credit team members
Preferred experience with Salesforce, plus strong communication and phone skills (including funding calls)
Ideal candidate shows confidence, ownership, and mentoring potential
Clear growth path toward a Team Lead role with leadership responsibilities
Strong preference for candidates outside of MCA (merchant cash advance) backgrounds
Culture is young, fast-paced, and growth-oriented, favoring driven and ambitious individuals
Fully on-site, 5 days/week - no exceptions
Role includes credit memo preparation, borrower evaluation, and contribution to credit policy and product development