Credit Officer 1
Bankatcity, Lexington, KY, United States
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Credit Officer 1
Lexington, KY, US
8 days ago Requisition ID: 4662
About the Role
Supports the commercial lending function by developing, analyzing, and maintaining financial information used in credit decisions. This role partners closely with Loan Officers and Credit Administration to ensure accurate underwriting, strong credit quality, and effective portfolio support, while also assisting in the development of junior analysts.
What You’ll Do
Perform financial analysis on commercial credits, including relationships over $1,000,000
Prepare credit memorandums and loan write-ups for new, renewal, and extension loans
Analyze personal and business tax returns to assess borrower strength
Track and follow up on financial statements and required credit documentation
Interpret and apply credit policies and loan structures
Partner with Loan Officers on customer calls and relationship management
Assist with collection efforts on past due accounts, as needed
Review and support the work of junior credit analysts
Help train and develop entry-level analysts on cash flow analysis and credit fundamentals
What You Bring
Bachelor’s degree in Finance or Accounting
Minimum of 2 years of credit analyst or related experience
Strong understanding of lending regulations, credit policies, and banking operations
Ability to analyze and interpret financial statements and borrower risk
Proficiency with Microsoft Word, Excel, and Outlook
How You’ll Succeed
Deliver accurate, timely, and well-supported credit analysis
Build strong working relationships with Loan Officers and credit leadership
Stay organized and effectively manage multiple credit requests
Demonstrate sound judgment in evaluating borrower risk
Contribute to team development by supporting and mentoring junior analysts
Office-based role in a professional, collaborative setting
Work is generally performed indoors in environmentally controlled conditions
Typically performed in a seated position
Accommodations available to support individual needs
Why We Think You’ll Like It Here
Healthy culture
Opportunities for professional growth
Community-focused
About City
City National Bank is nationally recognized for customer service and financial performance, with a focus on supporting its local communities.
City National Bank is an Equal Opportunity Employer.
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Credit Officer 1
Lexington, KY, US
8 days ago Requisition ID: 4662
About the Role
Supports the commercial lending function by developing, analyzing, and maintaining financial information used in credit decisions. This role partners closely with Loan Officers and Credit Administration to ensure accurate underwriting, strong credit quality, and effective portfolio support, while also assisting in the development of junior analysts.
What You’ll Do
Perform financial analysis on commercial credits, including relationships over $1,000,000
Prepare credit memorandums and loan write-ups for new, renewal, and extension loans
Analyze personal and business tax returns to assess borrower strength
Track and follow up on financial statements and required credit documentation
Interpret and apply credit policies and loan structures
Partner with Loan Officers on customer calls and relationship management
Assist with collection efforts on past due accounts, as needed
Review and support the work of junior credit analysts
Help train and develop entry-level analysts on cash flow analysis and credit fundamentals
What You Bring
Bachelor’s degree in Finance or Accounting
Minimum of 2 years of credit analyst or related experience
Strong understanding of lending regulations, credit policies, and banking operations
Ability to analyze and interpret financial statements and borrower risk
Proficiency with Microsoft Word, Excel, and Outlook
How You’ll Succeed
Deliver accurate, timely, and well-supported credit analysis
Build strong working relationships with Loan Officers and credit leadership
Stay organized and effectively manage multiple credit requests
Demonstrate sound judgment in evaluating borrower risk
Contribute to team development by supporting and mentoring junior analysts
Office-based role in a professional, collaborative setting
Work is generally performed indoors in environmentally controlled conditions
Typically performed in a seated position
Accommodations available to support individual needs
Why We Think You’ll Like It Here
Healthy culture
Opportunities for professional growth
Community-focused
About City
City National Bank is nationally recognized for customer service and financial performance, with a focus on supporting its local communities.
City National Bank is an Equal Opportunity Employer.
#J-18808-Ljbffr