Loan Closer - Enterprise Fulfillment
California Bank & Trust, California, MO, United States
We are seeking a Loan Closer to join Zions Bancorporation. The Loan Closer plays a key role in completing all due diligence associated with satisfying approval and collateral lien perfection conditions prior to the preparation of loan closing documents. This includes requesting, reviewing, and critically interpreting all third‑party documents needed to issue the "clear to close" for various types of loans, including real estate and non‑real estate secured loans.
Preferred Locations
AZ, CA, CO, NV, TX, UT
Responsibilities
Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien perfection requirements.
Establish conditions to close.
Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third‑party vendors (title companies, insurance agencies), and bank customers.
Effectively communicate with all parties, including field personnel and customers, to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements.
Other duties as assigned.
Qualifications
4+ years of loan closing, documentation, processing, or other directly related experience.
Advanced knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation.
Accurate, detail‑oriented, and able to multi‑task.
Strong problem‑resolution, audit, customer service (including direct customer contact), and communication skills—both verbal and written.
Solid working knowledge of loan principles and loan systems.
Solid computer skills, including proficiency in word processing and spreadsheet software.
High School diploma or equivalent (or combination of education and experience that meets requirements).
Salary
Eligible to earn a base salary in the range of $23.36 – $40.19 per hour, depending on job‑related factors such as level of experience and location.
Benefits
Medical, dental, and vision insurance start day one.
Life and disability insurance.
Paid parental leave and adoption assistance.
Health savings account (HSA), flexible spending account (FSA), and dependent care accounts.
Paid training, paid time off (PTO), and 11 paid federal holidays.
401(k) plan with company match and profit sharing.
Mental health benefits including coaching and therapy sessions.
Tuition reimbursement for qualifying employees.
Employee ambassador preferred banking products.
Equal Employment Opportunity
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing equal employment opportunity, extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender identity, disability, national origin, ethnicity, citizenship, protected veteran status, military service, sexual orientation, or any other characteristic protected by applicable federal, state, or local law.
Applicants with disabilities or disabled veterans may request reasonable accommodations. For accommodations, contact careers@zionsbancorp.com or 801‑844‑7618.
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Preferred Locations
AZ, CA, CO, NV, TX, UT
Responsibilities
Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien perfection requirements.
Establish conditions to close.
Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third‑party vendors (title companies, insurance agencies), and bank customers.
Effectively communicate with all parties, including field personnel and customers, to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements.
Other duties as assigned.
Qualifications
4+ years of loan closing, documentation, processing, or other directly related experience.
Advanced knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation.
Accurate, detail‑oriented, and able to multi‑task.
Strong problem‑resolution, audit, customer service (including direct customer contact), and communication skills—both verbal and written.
Solid working knowledge of loan principles and loan systems.
Solid computer skills, including proficiency in word processing and spreadsheet software.
High School diploma or equivalent (or combination of education and experience that meets requirements).
Salary
Eligible to earn a base salary in the range of $23.36 – $40.19 per hour, depending on job‑related factors such as level of experience and location.
Benefits
Medical, dental, and vision insurance start day one.
Life and disability insurance.
Paid parental leave and adoption assistance.
Health savings account (HSA), flexible spending account (FSA), and dependent care accounts.
Paid training, paid time off (PTO), and 11 paid federal holidays.
401(k) plan with company match and profit sharing.
Mental health benefits including coaching and therapy sessions.
Tuition reimbursement for qualifying employees.
Employee ambassador preferred banking products.
Equal Employment Opportunity
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing equal employment opportunity, extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender identity, disability, national origin, ethnicity, citizenship, protected veteran status, military service, sexual orientation, or any other characteristic protected by applicable federal, state, or local law.
Applicants with disabilities or disabled veterans may request reasonable accommodations. For accommodations, contact careers@zionsbancorp.com or 801‑844‑7618.
#J-18808-Ljbffr