Relationship Manager II

GENERAL FUNCTION
Responsible for profitable business development and monitoring the quality of an existing portfolio of companies with annual gross sales of at least $10 million within a specific geographic area. Ability to develop One Bank partnerships to create and implement a relationship strategy for assigned clients and prospects. This position requires a strong understanding of commercial credit, commercial products and financial statement analysis, in order to offer beneficial banking solutions (loans, treasury management, capital markets) based on client and prospect needs. This role is expected to actively participate in community activities.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, ensuring actions and behaviors drive a positive customer experience. Within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Prospect for clients independently by utilizing referral sources, existing clients and centers of influence.

Develop and implement business plan to achieve financial goals and qualitative measurements.

Work closely with Fifth Third internal partners to deepen existing relationships and acquire new prospective high‑value relationships.

Attend community and/or specific industry forums, conferences and/or meetings to broaden relationship networks, referral sources, and deepen knowledge of trends, practices, services, and the competitive landscape.

Work with product partners (Treasury Management, Capital Markets, and Wealth Management, etc.) to analyze, evaluate and develop a tailored relationship strategy for each client or prospect.

Ensure that customer relationships are managed to maximize the opportunity for the bank while taking into account risk and customer needs.

Meet with customers on a regular basis to enhance the trusted advisor relationship and ensure business needs are being met.

Utilize consultative sales skills, commercial playbook principles, and call reporting plans to enhance client experience.

Use the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports and pipeline management.

Analyze and interpret financial information to determine the credit request that should be pursued.

Partner with Credit on credit requests and adhere to established Portfolio Management guidelines.

Achieve credit standards and metrics in regard to asset quality, credit administration (matured/renewals, financial statement documents, covenant data integrity, matured notes and document exception) and RAROC.

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED

Bachelor's or Master's in Business (e.g., Business Administration, Finance, Accounting) or equivalent work experience preferred.

Minimum of 2 years Commercial Banking experience, preferably at least 1 year in a sales role.

Formalized commercial credit training or equivalent credit experience required.

Proven ability to build new and existing client business translating to increased revenue and providing a positive client experience.

Strong business acumen, including detailed analysis, review of financial statements and understanding of accounting principles.

Thorough knowledge of Commercial, Treasury Management, and alternative lending and financing options.

Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.

Ability to build strong "One Bank" internal partnerships to provide holistic solutions for client business and personal financial goals.

Uses effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.

Demonstrates strong verbal and written communication skills; emphasis on experience in face‑to‑face negotiations and group presentations.

Proven ability to work in a team‑based sales environment.

Must be proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.

Regional/local travel.

Normal office environment with little exposure to dust, noise, temperature, and the like.

Extended viewing of CRT screen.

Frequent travel possible depending on assignment.

COMPENSATION & BENEFITS
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skill set, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well‑being. You can learn more about those programs on our 53.com Careers page at https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION
Louisville, Kentucky 40202

EEO STATEMENT
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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